Member notice: Important changes are coming to your personal financial statements with Prospera. Notably, we'll be changing the method of distributing T5 slips, followed by enhancements to your account statements. Click here for more details.
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PAC Wealth Offer

Automate your investments and get up to $250*

Spend more time doing the things you love and less time worrying about your investments.

  • Offers
  • Get up to $250 when you automate your investments

Start small, gain big

Unlock a cash bonus by setting up automated contributions to your investments (TFSA, RRSP, RESP, etc.). Start with as little as $50 a month and leverage automatic contributions and compound growth to boost your investments over time.

Meet with an advisor. Book a virtual or in-person appointment or call us at 1 888 440 4480.
Set up your automatic contribution to a new or existing Credential Asset Management or Credential Securities investment account before March 31.
Get your cash bonus of up to 250*. We’ll automatically deposit your incentive into your Prospera bank account, or you can use it to top up your investments.

The power of investing on autopilot

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Dollar-cost averaging

Pre-authorized contributions enable dollar-cost averaging, smoothing out market fluctuations over time.
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Maximizing compound growth

Regular contributions allow your investments to benefit from the power of compound growth.
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Peace of mind

Your investments are consistently growing without the stress of remembering to make regular contributions.

Bundle and earn more

New to investing? Open a new investment account at Prospera with as little as $5,000 and earn an additional cash incentive of $150 or more.

Frequently asked questions

An automatic contribution involves setting up a system where a fixed amount of money is regularly invested at scheduled intervals. This method aligns with the principles of dollar-cost averaging, where consistent contributions are made regardless of market conditions.
Dollar-cost averaging is an investment strategy involving regular fixed-amount investments at set intervals, aiming to mitigate market volatility by purchasing more units when prices are low and fewer when prices are high. This disciplined approach seeks a lower average cost per unit over time.
Pre-authorized contributions must remain active and be processed for 3 consecutive months to qualify. The cash bonus offers will be disbursed based on the dates established in our offer terms & conditions.
To qualify, pre-authorized contributions must be established and successfully processed at least once before March 31, 2024.
Yes! Existing members who have not had an active pre-authorized contribution to a Credential Asset Management Inc. or Credential Securities Account at Prospera qualify for this offer.
We do have other offers currently available that can be combined with this offer!

Additional offers that can be used in combination with the pre-authorized contribution offer:

$0 Transfer Fee Offer: Get up to $150 of transfer fees reimbursed when you move investments

Wealth Welcome Incentive1: Get up to $3,000 when you make a qualifying deposit into a Credential Asset Management Inc. or Credential Securities investment account at Prospera.

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*Terms and conditions apply. Full terms and conditions for the Prospera Pre-Authorized Contribution Offer can be viewed by clicking here.

1Terms and conditions apply. Full terms and conditions for the Prospera Wealth Welcome Incentive can be viewed by clicking here.

Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities. Credential Securities is a registered mark owned by Aviso Wealth Inc.

Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.