Prospera is applying to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
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PAC Wealth Offer

Automate your investments and get up to $350*

Spend more time doing the things you love and less time worrying about your investments.

  • WEALTH
  • Offers
  • Get up to $350 when you automate your investing

Start small, gain big

Get a cash bonus when you set up automatic contributions to your investments—starting with as little as $50 a month—and benefit from compound growth.

What is compound growth?
Over time, not only can your initial investment grow, but your returns also benefit and can continually build over time. This process, known as compound growth, helps your savings grow faster, just by staying consistent.

Book an appointment
 
 
Meet with an advisor. Book a virtual or in-person appointment or call us at 1 888 440 4480.
Set up your automatic contribution to a new or existing Aviso Wealth investment account at Prospera before March 28.
Get your cash bonus of up to $350*. We’ll automatically deposit your incentive into your Prospera bank account, or you can use it to top up your investments.

The power of investing on autopilot

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Dollar-cost averaging

Pre-authorized contributions enable dollar-cost averaging, smoothing out market fluctuations over time.
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Maximizing compound growth

Regular contributions allow your investments to benefit from the power of compound growth.
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Peace of mind

Your investments are consistently growing without the stress of remembering to make regular contributions.
 

Bundle and earn more


New to investing or ready to make a switch? Open a new investment account at Prospera with as little as $5,000 and earn an additional cash incentive of $150 or more.

Frequently asked questions

Automatic contributions set up regular transfers from your bank account to your investment account, ensuring consistent deposits to your investments regardless of market changes. You can schedule these transfers weekly, bi-weekly, or monthly, so you don't have to remember each time.
Dollar-cost averaging means putting the same amount of money into your investments at regular times, like with every paycheque. When prices are low, your money buys more shares. When prices are high, you buy fewer shares. This helps smooth out price ups and downs, making your overall cost more balanced over time.
Pre-authorized contributions must remain active and be processed for 3 consecutive months to qualify. The cash bonus offers will be disbursed based on the dates established in our offer terms & conditions.
To qualify, pre-authorized contributions must be established and successfully processed at least once before March 28, 2026.
Yes! Existing members who have not had an active pre-authorized contribution to an Aviso Wealth investment account at Prospera qualify for this offer.
We do have other offers currently available that can be combined with this offer!

Additional offers that can be used in combination with the pre-authorized contribution offer:

$0 Transfer Fee Offer: Get up to $150 of transfer fees reimbursed when you move investments. Learn more.

Wealth Welcome Incentive1: Get up to $3,000 when you make a qualifying deposit into an Aviso Wealth investment account at Prospera. Learn more.
 

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*Offer terms and conditions apply. Full terms and conditions for the Prospera Pre-Authorized Contribution Offer can be viewed by clicking here.

1Offer terms and conditions apply. Full terms and conditions for the Prospera Wealth Welcome Incentive can be viewed by clicking here.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.

Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.