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For those who only need 10 or fewer transactions monthly.
Daily banking

Personal essential account

No fancy stuff. A simple account that gives you just the basics.

Essential account

Perfect if you only need to use your bank account a few times per month, or don’t want to pay for what you don’t need.

Monthly features
  • Up to 10 transactions
  • 2 free Interac® e-Transfers
  • Free electronic statement (includes cheque images)
  • Free electronic transfers 
Monthly fee
  • $3.50
Mortgage sign up

Apply online

Earn up to $3,000* when you sign up for a mortgage.

Are you in the market for a mortgage? Right now, we’re offering a cash incentive of up to $3,000* for all qualifying new mortgages.


*More details Apply now

Used all 10 of your free transactions? No problem!

These services are included in your 10 monthly transactions, but if you need more once in a while, here’s what you’ll be charged for the 11th transaction and beyond:
Electronic transfers Free
Debit card purchases $0.75
Pre-authorized debits $0.75
Electronic bill payments $0.75
Direct To Me transfers $0.75
Cheques $0.75
In-branch withdrawals $0.75
In-branch transfers $0.75
In-branch bill payments $0.75
All Canadian credit union ATM withdrawals $0.75
Electronic statement (includes cheque images) Free
Each additional Interac® e-Transfer $1.00

Additional service charges

Since these services aren’t directly related to everyday banking, they’re not included in your 10 monthly transactions:
Paper statement (includes cheque images) $2.00
Interac® ATM withdrawals $2.50
USA EXCHANGE® and foreign CIRRUS® ATM withdrawals $3.50

View all account service charges

Service charges are subject to change without notice.

Explore all chequing accounts

Unlimited

Great if you use your debit card for the majority of your purchases, or do most of your banking online or via mobile.

View details

Young Adult

For easy access to your cash, with all the banking features you could need.

View details

Senior

A definite perk of being older and wiser. Get a free chequing account, including unlimited monthly transactions. Now that’s smart

View details

US Dollar

Ideal if you frequently shop in the United States or need to write cheques (ahem, checks) in US dollars.

View details

Select Image

High interest savings account

Earn a great interest rate on every dollar you save.

Whether you’re saving for something special or you’re just putting funds away for a rainy day, a high interest savings account gives you a premium interest rate while still allowing you to access your money whenever you want.

Find out more

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:

How to reach us

Call our Member Service Centre

Toll free
1-888-440-4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
Free transactions do not include Interac or International ATM network fees.