Prospera is applying to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
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Earn 10x the bonus on a new Cash Back Visa Infinite

Turn your errands into earnings

Get up to $360 in value1 with a new Cash Back Visa Infinite*
Apply now
  • COMMUNITY
  • Up to $360 in value with Cash Back Visa Infinite
For a limited time, apply for a Cash Back Visa Infinite* credit card and be rewarded with a first-year annual fee rebate PLUS 10x bonus Flex Reward points.1
Stack your value
Stack your value
Enjoy an annual fee rebate on your first year + 10× bonus Flex Reward points on every purchase in your first 90 days.1
Make everyday spending count
Make everyday spending count
Groceries, gas, bills, dining—all merchant categories qualify during the welcome period. 1
Fast track your rewards
Fast track your rewards
Earn up to 24,000 bonus Flex Rewards points—that’s up to $240 cash back value in your first 90 days. 1
Apply in minutes
Apply in minutes
Get a decision online and be one step closer to earning rewards!
Apply now

Offer 1:

First-Year Annual Fee Rebate
  • Annual fee waived for your first year on eligible cards. See FAQ
  • Cash Back Visa Infinite* card - $120 annual fee Rebated for the first year!

Offer 2:

10× Bonus Flex Rewards Points – up to $240 in cash back rewards!

Earn more on every purchase for 90 days.1
  • 10× bonus points on top of your base earn rate (total 11 points per $1).
  • Bonus window: First 90 days after activation and wallet setup.
  • Up to $2,400 in qualified spend = 24,000 bonus points ($240 cash back).
  • For new Cash Back Visa Infinite* cards only.
Collabria Rewards Table

Your card also comes with built-in value:

  • Emergency Health Care Coverage - 15 days, under 65 yrs, including intergenerational coverage2
  • Baggage Coverage - 15 days, under 65 yrs - up to $5002
  • 24/7 Travel Assistance2
  • Auto Rental Collision/Loss Damage Insurance for vehicles rented up to 48 consecutive days3
  • 90 days purchase protection on eligible purchases made with your card3
  • Double the manufacturer's warranty (up to one year) on eligible purchases made with your card3
  • Mobile Device Insurance - up to $1,000 of coverage3
  • Access to exclusive Visa Infinite offers and perks††

Apply now
 

Frequently asked questions

The offer combination of annual fee rebate and 10x Bonus Flex Rewards is available for new Cash Back Visa* Infinite cards from January 1, 2026 – March 31, 2026 (must meet offer criteria).
The 1st year annual fee rebate will reflect on an eligible new primary cardholder account within two (2) statement cycles, following application approval and card activation**. Statement description will read “First Year Annual Fee Rebate”.
Cash Back Visa Infinite* earns an incremental 10 points/$1 over the base 1 point/$1 (total 11 points/$1) during the bonus period (first 90 days after activation and wallet setup). 
Other cards can receive the annual fee rebate only: Visa Infinite*
Yes— there is a maximum qualified spend up to $2,400 during the 90 day welcome period, for a maximum of 24,000 bonus Flex Rewards points (equivalent to $240 cash back on cash back products).1
All merchant code category purchases qualify during the welcome period. Excludes cash advances, cash-like transactions, interest, fees, and account adjustments. Refunds reduce eligible net purchases. 1
New primary personal cardholders (based on the card selected through Prospera and issued by Collabria). Upgrades/switches and additional cards are excluded from the bonuses. 1
Redeem for cash rewards (statement credit or deposit on cash back cards), merchandise, travel, gift cards, and more via Flex Rewards.
See Compare credit cards and card details on prospera.ca.
 

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM

1Offer terms and conditions apply.

Visit here for more details regarding the annual fee rebate offer.

Visit here for more details regarding the bonus Flex Rewards offer.

2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract here. Some conditions and restrictions apply. Insurance coverage is subject to change.

3 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.

*Trademark of Visa Int., used under license.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

††Terms & conditions apply. Visit here for more details.