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    Advice that matters

    Welcome to the Prospera Wealth Review, where we round up the best wealth advice available and deliver it to you every quarter.

    Prospera Wealth Review Newsletter - Issue 3

    July 2024

     In this issue:

    The first in a three-part series on establishing your financial roadmap

    Read article

    Five reasons to start saving early

    Read article

    What’s your retirement health score? Take our quiz

    Read article

    Important dates:

    • RESP contribution - December 31, 2024
    • FHSA contribution - December 31, 2024
    • TFSA Contribution - December 31, 2024
    • RRSP to RRIF conversion - December 31, 2024
      • Note: Owner must convert to RRIF by the end of the year they turn 71 but can be converted any time before the end of year.
    • RDSP Contribution - December 31, 2024
      • Note: Last day to contribute and be eligible for 2024 government grants and bond
    • RRSP contribution - February 29, 2024
    • Home Buyers Plan repayment - February 29, 2024
    • Lifelong Learning Plan repayment - February 29, 2024




    Important reminders:

    • Over the your lifetime, the most you can deduct from your income as a FHSA deduction is $40,000. Learn more about a FHSA here.
    • 2024 TFSA limit is $7,000 and available January 1, 2024.
    • Unused TFSA contribution room carries forward to the following year.
    2024 Bank of Canada interest rate announcements

     
    July 29  
    September 4  
    October 23  
    December 11  
    2024 GST credit payments
    		  
    July 5  
    October 4  
    2024 CPP and OAS payment dates

     
    July 29  
    August 28  
    September 25  
    October 29  
    November 27  
    December 20  
      

    Previous issues

    Prospera Wealth Review Newsletter - Issue 2

    April 2024

     In this issue:

    4 tips to make tax time a breeze

    Read article

    Why personalized investment advice matters

    Read article

    What is responsible investing - and how can I do it?

    Read article
     

    Prospera Wealth Review Newsletter - Issue 1

    December 2023

     In this issue:

    • Explore the benefits of Pre-Authorized Contributions
    • Take a closer look at the new First Home Savings Account (FHSA)
    • Compare how FHSAs, TFSAs and RRSPs work for a downpayment
    • Check out current Monthly Market Insights

    View newsletter

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