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Buying a home

Buying a new home? We can help.

Work with a local advisor to find a mortgage that’s personalized for you—and your dream home.

    The right advice to get you the right mortgage

    Buying a new home can be overwhelming. Our advisors are local and provide you with the advice and support you need every step of the way. Call 1 888 440 4480 or click the button below to get started now so you can get moving into your dream home.

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    The homebuying process

      Work with an advisor to find out how much you can afford and get pre-approved

      Review your mortgage options and find the right fit for you

      Choose your dream home and secure the deal

    Secure your personalized rate

    Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.

    Secure your rate

    Get personalized mortgage advice

    Work directly with an advisor to create a personalized plan to meet your goals.


    Flexible mortgage options

    More mortgage options to fit your budget, your lifestyle and your path to your dream home.

    Protect your mortgage

    Take advantage of optional creditor insurance for additional peace of mind and security.

    Explore our mortgage rates


    5-year variable rate mortgage

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    5-year fixed rate mortgage

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    Mortgage resources

    Mortgage calculator

    Review mortgage options

    Mortgage calculator

    Start your new home journey

    Get pre-approved for a mortgage and find your dream home today

    Meet with an advisor

    We can’t wait to see you

    Book a virtual or in-person appointment at your local Prospera

    Book an appointment

    Let’s chat

    Contact our Member Service Centre

    1 888 884 4430

    Start your online application

    Begin your mortgage application from the comfort of home

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