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Buy or improve property used for commercial purposes.
Business borrowing

Commercial mortgage

Buy, renovate, or refurbish a promising commercial property.

What do you need money for?

Make purchases with confidence using commercial loans with competitive interest rates and terms. 
Landlords can invest in multi-family residential properties.
Developers can buy land for housing subdivisions
Owners can develop or enhance assisted living facilities.
Retirement properties
Owners can develop or enhance industrial factories.
Industrial properties
Owners can develop or enhance manufacturing plants.
Manufacturing facilities
Flexible features

Customize your mortgage

Compared to a loan or line of credit, mortgages generally allow you to borrow more money at a lower interest rate. Keep your payments affordable with an appropriate mix of features:

  • Fixed or variable interest rate
  • Term up to 5 years
  • Amortization up to 25 years
  • Optional life and disability insurance 

Our business advisors can recommend a locally approved mortgage that meets your needs.

Explore other business borrowing solutions

Commercial loan

Invest in your business’s growth without tying up working capital.

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Commercial line of credit

Be ready to seize business opportunities at a moment’s notice.

View details

Project financing

Develop and build a commercial, industrial, or residential property.

View details

Letter of credit

Give suppliers Prospera’s promise that they will receive payment.

View details

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Business Advice

Business advice

Get help with each stage of your business

Whether you're starting up, growing and busy, stagnating and stuck, or ready to pass the business torch, talk to one of our business advisors for local BC knowledge and the financial expertise you need on your team.

More detailsBook an appointment

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email