Prospera is proposing to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.

A Special General Meeting will be held in person on July 8, 2025, to submit to members a Special Resolution on Prospera’s proposed federal continuance and merger. Read the official notice here.
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Buy or improve property used for commercial purposes.
Business borrowing

Commercial mortgage

Buy, renovate, or refurbish a promising commercial property.

What do you need money for?

Make purchases with confidence using commercial loans with competitive interest rates and terms. 
Landlords can invest in multi-family residential properties.
Apartments
Developers can buy land for housing subdivisions
Subdivisions
Owners can develop or enhance assisted living facilities.
Retirement properties
Owners can develop or enhance industrial factories.
Industrial properties
Owners can develop or enhance manufacturing plants.
Manufacturing facilities
Flexible features

Customize your mortgage

Compared to a loan or line of credit, mortgages generally allow you to borrow more money at a lower interest rate. Keep your payments affordable with an appropriate mix of features:

  • Fixed or variable interest rate
  • Term up to 5 years
  • Amortization up to 25 years
  • Optional life and disability insurance 

Our business advisors can recommend a locally approved mortgage that meets your needs.
Book an appointment About our advisors

Explore other business borrowing solutions

Commercial loan

Invest in your business’s growth without tying up working capital.

View details

Commercial line of credit

Be ready to seize business opportunities at a moment’s notice.


View details

Project financing

Develop and build a commercial, industrial, or residential property.

View details

Letter of credit

Give suppliers Prospera’s promise that they will receive payment.

View details

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

Business Advice

Business advice

Get help with each stage of your business

Whether you're starting up, growing and busy, stagnating and stuck, or ready to pass the business torch, talk to one of our business advisors for local BC knowledge and the financial expertise you need on your team.

More detailsBook an appointment

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM