Member notice: Important changes are coming to your personal financial statements with Prospera. Notably, we'll be changing the method of distributing T5 slips, followed by enhancements to your account statements. Click here for more details.
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Invest to meet short-term and long-term goals.
Personal Investing

Turn savings into 
dreams come true

Plan to reach today’s and tomorrow’s goals, supported by investing experts in your community. 

Work with a Wealth Advisor

Whether you’ve been building your investment portfolio for years, or you’re just getting started, there’s more to a wealth plan than putting money away for retirement. 

We have access to the following products and services*:
  • Ongoing financial planning advice.
  • Portfolio planning and maintenance, including term deposits, mutual funds, stocks, bonds, and exchange-traded funds (ETFs).
  • Recommendations and coaching for do-it-yourselfers with our online brokerage partners.
*Products and services through Credential Securities and Credential Asset Management Inc.
Term deposits offer guaranteed returns.

Safety first

Term deposits

Term deposits pay a competitive, guaranteed interest rate.

Choose from different terms and features:

  • Non-redeemable (30 days to 5 years)
  • Cashable (1 year)
  • Escalator (3 and 5 years)
  • Reinvestable (15 months)
  • US dollar (30 days to 5 years)
Mutual funds access market returns.

Build Wealth

Mutual funds

Mutual funds are professionally managed, diversified investments that make it easy to access market growth. Equity, balanced, bond and money market funds — we have access to it all. Interested in making a difference while you invest? Consider a responsible investing (RI) fund.

Registered plans provide tax advantages.

Save taxes

Registered plans

All registered plans defer taxes on investment growth while you keep your money inside the plan. Some also offer tax deductions, grants and other benefits.

Choose a plan that matches your goals:

  • RRSP for retirement
  • TFSA for anything at all
  • RESP for education
  • RRIF in retirement
  • RDSP for people with disabilities
Online investing tools are convenient.

Do it yourself

Online investing tools

Is self-serve your style? Manage your investments from the comfort of home.

Choose a platform that meets your needs:

  • Qtrade® Guided Portfolios: low-cost portfolios to match your goals
  • Qtrade® Direct Investing: low-cost trades through an online brokerage

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
Mutual funds and related financial planning services are offered through Credential Asset Management Inc. Online brokerage services are offered through Qtrade Direct Investing. Mutual funds, other securities and securities related financial planning services are offered through Credential Securities. Qtrade Direct Investing and Credential Securities are divisions of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth. Qtrade Guided Portfolios is a trade name of Credential Qtrade Securities Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.