Skip to main content
Disability Insurance
Wealth planning

Disability insurance


Protect yourself and ensure income in the event of a disability or serious injury.

Disability insurance

Disabillity or a serious injury can occur even in the most unexpected times, but with disability insurance, you protect a portion of your income and provide financial security in your time of need.

If your income stops suddenly due to a disability or serious injury, how long could you pay your bills? Having a strong financial plan, backed by the correct insurance, helps keep you prepared while you're well.


Disability insurance is right for you if:

  • Your ability to earn an income is your most important asset
  • Your work carries with it a certain amount of risk
  • You couldn’t meet your financial needs if you were unable to work
  • You’re a risk taker and want to live life to its fullest
  • You’re a Hollywood stuntman…or just live like one

Disability insurance helps:


  • Protect your earning power and replaces your income
  • Protect your assets
  • Protect your credit rating
  • You concentrate on getting well without worrying about your finances
 

Disability or critical illness insurance

While similar in nature, disability insurance helps provide income if you are unable to work as a result of sickness or injury.

Similarly, critical illness insurance plays a lump sum, tax-free benefit to you if you are diagnosed with a covered condition*.

Talk with an advisor to see which is best for you.
Disability Insurance
Insurance Specialist


Insurance advisors

Let our expert advisors guide you through the process so you can enjoy the freedom of peace of mind.

How to reach us

Call our Member Service Centre

Toll free
1-888-440-4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
Prospera Insurance Agencies Ltd. provides life, disability, and critical illness insurance, annuities, and full business solutions such as group benefit plans, succession planning, and business owner insurance.