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Switch your mortgage

Discover more with a mortgage from Prospera

Move into a mortgage that gives you the flexibility to customize your terms to fit your budget and lifestyle.

Personalized advice for a personalized mortgage

Take the guesswork out of finding a mortgage. Get personalized mortgage advice and a tailored solution to help you save more and become mortgage-free faster. With our advisors, you benefit from local insights into the real estate market and expert financial advice to help you reach your goals and enjoy your dream home. Schedule an appointment now or call 1 888 440 4480 to get started.

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Why choose Prospera

Secure your personalized rate

Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.

Secure your rate

Get personalized mortgage advice

Work directly with an advisor to create a personalized plan to meet your goals.


Flexible mortgage options

More mortgage options to fit your budget, your lifestyle and your path to your dream home.

Protect your mortgage

More mortgage options to fit your budget, your lifestyle and your path to your dream home.

Explore our featured mortgage rates

3-year fixed rate mortgage



5-year fixed rate mortgage



5-year variable rate mortgage



Steps to switch

Step 1
Schedule an in-person or virtual appointment with a Prospera advisor.
Step 2
Review interest rates, discuss your goals and start the application process.
Step 3
Complete your signing and get your mortgage funded!

Mortgage resources

Mortgage calculator

Review mortgage options

Home equity line of credit

Ready to make the switch?

We can’t wait to see you

Book a virtual or in-person appointment at your local Prospera

Book an appointment

Let’s chat

Contact our Member Service Centre

1 888 884 4430

Start your online application

Begin your mortgage application from the comfort of home

Get started