Skip to main content
Switch your mortgage

Switch your mortgage

Get a mortgage that gives you the flexibility to customize your terms to suit your lifestyle and budget.


Switch your mortgage

Get personalized mortgage advice, a great rate and become mortgage-free faster with the help of advisors who are familiar with the local real estate market.

Looking to transfer a mortgage that’s maturing soon? We recommend that you start the process six to eight months before your current term ends to ensure that you have the time you need to consider all your options and secure the best mortgage rate for your needs.

Why transfer your mortgage to Prospera

1. You’ll get a great mortgage rate

We’ll help you get the best rate possible to ensure you’re paying less interest and more toward paying down your mortgage. View our current mortgage rates.

2. We’ll help you build a personalized mortgage plan

Not only can we help you choose the right mortgage, but we can also show you how to save for your future and own your home faster.

How to transfer your mortgage

Step 1
Schedule an in-person or virtual appointment with a Prospera advisor.
Step 2
Review interest rates, discuss your goals and start the application process.
Step 3
Complete your signing and get your mortgage funded!

Secure your personalized rate

Speak with an advisor to secure your 90-day mortgage rate guarantee to ensure you get the lowest rate possible when you transfer your mortgage to Prospera.

Secure your rate

Access the equity in your home

Whether you want to take a trip around the world or remodel your kitchen, using your home equity can be a smart and affordable way to make it happen.

Book an appointment

Mortgage renewal resources

Mortgage calculator

Review mortgage options

Home equity line of credit

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email