Member notice: Members who have not yet received their March statements can expect them to arrive by April 23. If you require your statement before then, please visit your nearest branch or contact our Member Service Centre at 1 888 440 4480. We apologize for any inconveniences this may have caused.
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Switch your mortgage
Mortgages

Discover more with a mortgage from Prospera

Move into a mortgage that gives you the flexibility to customize your terms to fit your budget and lifestyle.
 

Personalized advice for a personalized mortgage

Take the guesswork out of finding a mortgage. Get personalized mortgage advice and a tailored solution to help you save more and become mortgage-free faster. With our advisors, you benefit from local insights into the real estate market and expert financial advice to help you reach your goals and enjoy your dream home. Schedule an appointment now or call 1 888 440 4480 to get started.


Get started

Why choose Prospera

Secure your personalized rate

Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.

Secure your rate

Get personalized mortgage advice

Work directly with an advisor to create a personalized plan to meet your goals.


 
 
 

Flexible mortgage options

More mortgage options to fit your budget, your lifestyle and your path to your dream home.

Protect your mortgage

More mortgage options to fit your budget, your lifestyle and your path to your dream home.
 

Explore our mortgage rates

6.30%

5-year variable rate mortgage (insured)

Claim this rate

4.84%

5-year fixed rate mortgage
(insured)

Claim this rate
 
 

Steps to switch

Step 1
Schedule an in-person or virtual appointment with a Prospera advisor.
Step 2
Review interest rates, discuss your goals and start the application process.
Step 3
Complete your signing and get your mortgage funded!
 

Mortgage resources

Mortgage calculator

Review mortgage options

Home equity line of credit

Ready to make the switch?


We can’t wait to see you


Book a virtual or in-person appointment at your local Prospera


Book an appointment

Let’s chat


Contact our Member Service Centre




1 888 884 4430


Start your online application


Begin your mortgage application from the comfort of home


Get started