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Switch your mortgage
Get a mortgage that gives you the flexibility to customize your terms to suit your lifestyle and budget.
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Limited time offer:
Get up to $3,000 cash back† with a new, eligible Prospera mortgage.
Ready to get started?
Schedule an in-person or virtual appointment with a mortgage expert.
Switch your mortgage
Get personalized mortgage advice, a great rate and become mortgage-free faster with the help of advisors who are familiar with the local real estate market.Looking to transfer a mortgage that’s maturing soon? We recommend that you start the process six to eight months before your current term ends to ensure that you have the time you need to consider all your options and secure the best mortgage rate for your needs.
Why transfer your mortgage to Prospera
1. You’ll get a great mortgage rateWe’ll help you get the best rate possible to ensure you’re paying less interest and more toward paying down your mortgage. View our current mortgage rates.
2. We’ll help you build a personalized mortgage plan
Not only can we help you choose the right mortgage, but we can also show you how to save for your future and own your home faster.
How to transfer your mortgage
Schedule an in-person or virtual appointment with a Prospera advisor.
Review interest rates, discuss your goals and start the application process.
Complete your signing and get your mortgage funded!
Secure your personalized rate
Speak with an advisor to secure your 90-day mortgage rate guarantee to ensure you get the lowest rate possible when you transfer your mortgage to Prospera.Access the equity in your home
Whether you want to take a trip around the world or remodel your kitchen, using your home equity can be a smart and affordable way to make it happen.Mortgage renewal resources
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