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Switch your mortgage
Mortgages

Discover more with a mortgage from Prospera

Move into a mortgage that gives you the flexibility to customize your terms to fit your budget and lifestyle.
 

Personalized advice for a personalized mortgage

Take the guesswork out of finding a mortgage. Get personalized mortgage advice and a tailored solution to help you save more and become mortgage-free faster. With our advisors, you benefit from local insights into the real estate market and expert financial advice to help you reach your goals and enjoy your dream home. Schedule an appointment now or call 1 888 440 4480 to get started.


Get started

Why choose Prospera

Secure your personalized rate

Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.

Secure your rate

Get personalized mortgage advice

Work directly with an advisor to create a personalized plan to meet your goals.


 
 

Explore our featured mortgage rates

3-year fixed rate mortgage

(closed)

Claim this rate

5-year fixed rate mortgage

(insured)

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5-year variable rate mortgage

(insured)

Claim this rate

View all mortgage rates

 
 
 

Flexible mortgage options

More mortgage options to fit your budget, your lifestyle and your path to your dream home.
Explore options

Protect your mortgage

Take advantage of optional creditor insurance for additional peace of mind and security.
Talk to an advisor
 

Steps to switch

Step 1
Schedule an in-person or virtual appointment with a Prospera advisor.
Step 2
Review interest rates, discuss your goals and start the application process.
Step 3
Complete your signing and get your mortgage funded!

Book an appointment

 

Get more from your mortgage with a Prospera mortgage bundle

Choose a mortgage that meets your needs and enjoy:
  • A FREE financial health check and meeting with a wealth expert
  • A FREE unlimited chequing* account with no service fees
  • Support to apply for a line of credit
  • Tailored credit card recommendations with perks like cashback and rewards
  • Expert advice every step of the way

Book an appointment with one of our mortgage experts today to learn more.

Book an appointment

*Terms and Conditions apply.

Mortgage resources

Mortgage calculator

Try calculator

Home equity line of credit

Visit page

Explore housing articles

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Ready to make the switch?


We can’t wait to see you

Book a virtual or in-person appointment with a local Prospera mortgage expert

Book an appointment


Let’s chat

Contact our Member Service Centre


1 888 440 4480


Start your online application

Begin your mortgage application from the comfort of home

Get started