Member notice:
Please be aware that some branches on May 6th will be closing early. Agassiz and Sardis branches will be closing at 3pm, and all eastern lower mainland branches, including Sunwood and Burquitlam, will be closing at 4pm. We apologize for any inconvenience this may cause. Please contact our Member Service Centre at 1 888 440 4480 if you require assistance.
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Mortgages
Discover more with a mortgage from Prospera
Move into a mortgage that gives you the flexibility to customize your terms to fit your budget and lifestyle.
Personalized advice for a personalized mortgage
Take the guesswork out of finding a mortgage. Get personalized mortgage advice and a tailored solution to help you save more and become mortgage-free faster. With our advisors, you benefit from local insights into the real estate market and expert financial advice to help you reach your goals and enjoy your dream home. Schedule an appointment now or call 1 888 440 4480 to get started.Why choose Prospera
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Get the best available rateWe’ll make sure to find you the best rate we can to reduce your interest payments |
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Our flexible repayment options allow you the option to own your home faster. |
Get the best rate available
We'll make sure to find you the best rate we can to reduce your interest payments. View our current mortgage rates.
Become mortgage-free faster
Our flexible repayment options allow you the option to own your home faster.Secure your personalized rate
Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.Get personalized mortgage advice
Work directly with an advisor to create a personalized plan to meet your goals.
Explore our featured mortgage rates
Flexible mortgage options
More mortgage options to fit your budget, your lifestyle and your path to your dream home.
Protect your mortgage
Take advantage of optional creditor insurance for additional peace of mind and security.
Steps to switch
Schedule an in-person or virtual appointment with a Prospera advisor.
Review interest rates, discuss your goals and start the application process.
Complete your signing and get your mortgage funded!
Get more from your mortgage with a Prospera mortgage bundle
Choose a mortgage that meets your needs and enjoy:
- A FREE financial health check and meeting with a wealth expert
- A FREE unlimited chequing* account with no service fees
- Support to apply for a line of credit
- Tailored credit card recommendations with perks like cashback and rewards
- Expert advice every step of the way
Book an appointment with one of our mortgage experts today to learn more.
*Terms and Conditions apply.
Secure your personalized rate
Speak with an advisor to secure your 90-day mortgage rate guarantee to ensure you get the lowest rate possible when you transfer your mortgage to Prospera.Access the equity in your home
Whether you want to take a trip around the world or remodel your kitchen, using your home equity can be a smart and affordable way to make it happen.Mortgage resources
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Ready to make the switch?
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Let’s chat
How to reach us
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