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First time home buyers
Mortgages

Your First Home Starts Here!

Download our First Time Home Buyer’s Guide and take the first step toward homeownership.
    Buying your first home is an exciting milestone, but it can also feel overwhelming. Our First Time Home Buyer’s Guide is here to help. This comprehensive resource covers everything from saving for a down payment to navigating the mortgage process, so you can move forward with confidence.

    What's Inside?

    ✔ A step-by-step roadmap from saving to getting the keys.

    ✔ How to start saving for a down payment, including FHSA and RRSP strategies.

    ✔ Understanding mortgage types, rates, and pre-approval.
    ✔ Key steps in the home-buying process, including working with a realtor and making an offer.

    ✔ First-time buyer incentives and budgeting tips to avoid hidden costs.

    ✔ A detailed checklist to keep you on track from start to finish

    Make your next move towards homeownership

    Get 1-on-1 advice

    Our mortgage advisors are here to guide you. Get expert advice and personalized insights to help you navigate your home-buying journey.

    Explore more resources

    Buying a home comes with a lot of questions—we’ve got answers. Check out our blog and mortgage tools to learn more about saving, financing, and making smart decisions.

    Get pre-approved!

    Ready to take the next big step? Start your pre-approval process today and get one step closer to owning your first home.

     


    We can’t wait to see you

    Book a virtual or in-person appointment with a local Prospera mortgage expert

    Book an appointment


    Let’s chat

    Contact our Member Service Centre


    1 888 440 4480


    Start your online application

    Begin your mortgage application from the comfort of home

    Get started