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Choose a personal loan when you know how much you need.

Personal loan

Looking to make your next big purchase? Get the money you need with a set repayment schedule to keep you on track.

What do you need money for?

Make big one-time purchases with confidence using a personal loan with an affordable interest rate.
Use a personal loan to purchase a vehicle.
Buy a new or used vehicle
Use a personal loan to purchase a boat.
Buy a new or used boat
Use a personal loan to purchase a recreational vehicle.
Buy a recreational vehicle
Use a personal loan to pay a known cost.
Pay a cost you know in advance
Use a personal loan to consolidate debt.
Consolidate your debt

Borrow with discipline

With a personal loan, you borrow an amount of money for a period of time — say, $10,000 for five years. You get the full $10,000 to use immediately. With pre-approval, you know exactly how much you can spend. You also get a schedule that tells you how much you have to pay back at regular intervals over those five years. At the end of the loan’s term, you’re debt-free.

  • Terms of 1 to 5 years*
  • Pre-approval available
  • Loan protection insurance
  • Weekly, bi-weekly or monthly payments
  • Fixed or variable interest rate
  • Pay loan off early with no penalty

Try our loan calculator

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:

Explore all loans and lines of credit

RRSP loan

Retirement savings need a nudge? Maximize your RRSP contribution and your tax deduction.

View details

Personal line of credit

Access money whenever you need it, and only pay interest on what you borrow.

View details

Home equity line of credit

Get all the flexibility of a personal line of credit, with a better interest rate.

View details

We’re here to help

Talk to an advisor

Our knowledgeable advisors can guide you through life’s big and small financial decisions — and their services are completely free of charge for our members.

Book an appointment

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*Up to 7 years for vehicles, 15 years for boats, and 20 years for recreational vehicles.