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Residential Mortgage Calculator

    Use our featured rates to explore the calculator

    3-year fixed rate mortgage



    5-year fixed rate mortgage



    5-year variable rate mortgage


    Estimate your monthly payments...

    Residential Mortgage calculator

    Set your house-hunting budget based on mortgage payments you can afford.


    How can our mortgage experts help you?


    Buy a home

    From your first apartment to your dream home, we're here to support you throughout the entire process

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    Switch my mortgage

    Explore why local banking means more, even for your mortgage, with a range of options to suit your needs

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    Renew my mortgage

    Start the renewal conversation now to lock in rates and find the mortgage made for you

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    Check out our home buying articles

    From buying your first home to using your mortgage equity, from changing rates to increasing home values - there's much to learn in an everchanging landscape. Read helpful advice-based articles regarding home buying and all the things that come with it.

    Learn more


    We can’t wait to see you

    Book a virtual or in-person appointment with a local Prospera mortgage expert

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    Contact our Member Service Centre

    1 888 884 4430

    Start your online application

    Begin your mortgage application from the comfort of home

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    These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

    This mortgage calculator is based on the assumption that mortgage rates remain the same throughout the entire amortization period, but rates will actually fluctuate throughout your selected period.