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Renew your mortgage

Simplify your Prospera mortgage renewal with personalized and flexible solutions that will help you make the most of your mortgage.

Renew your mortgage

We know life happens. Your situation may have changed since you first took out your mortgage. Speak with a mortgage expert now to find the perfect solution to fit your financial goals.

Starting the renewal process early allows you to secure the best rate possible and gives you more time to consider all your options.

Why renew your mortgage with us

1. We’ll help you create a plan to pay down your mortgage faster

Not only can we help you choose the right mortgage, but we can also show you how to save money and own your home faster.

2. We’ve made the renewal process easy

You can renew your existing Prospera mortgage in-person or virtually in 3 easy steps.

How to renew your mortgage

If you’re renewing an existing Prospera mortgage, there is no need to requalify. To secure your 120-day rate guarantee and start your mortgage renewal, simply follow these 3 steps:
Step 1
Schedule an in-person or virtual appointment with a Prospera advisor.
Step 2
Speak with your mortgage advisor to review interest rates and discuss your goals.
Step 3
Complete your mortgage renewal signing.

Secure your 120-day rate guarantee

Speak to an advisor to secure your 120-day rate guarantee to ensure you get the lowest rate possible.

Secure your rate

Looking to get a new Mortgage?

Let our mortgage experts guide you through your mortgage application and provide personalized advice along the way. 

Book an appointment

Mortgage renewal resources

Mortgage calculator

How rising interest rates affect variable rate mortgages

Enjoy a stress-free mortgage renewal


We can’t wait to see you

Book a virtual or in-person appointment with a local Prospera mortgage expert

Book an appointment

Let’s chat

Contact our Member Service Centre

1 888 440 4480

Start your online application

Begin your mortgage application from the comfort of home

Get started