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Cashable term deposits
Personal investing

Cashable term deposits

Enjoy greater flexibility to access your funds before the maturity date if you need to.   

Invest for one year without locking in your money 

Want to earn more than your standard savings account? Invest in a 12 month cashable term and get the benefits of a fixed interest rate along with the flexibility to cash it out early if you need the funds. 
  • Invest $1000 or more
  • Terms of one year
  • Fully cashable after 30 days 
  • Interest paid annually
  • Non-registered
  • TFSA
  • RRSP
  • RRIF
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Personal Banking

Tax-Free Savings Account

Save for short-term and long-term expenses, with no tax on withdrawals.

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Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:

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Get a better interest rate if you don’t need to touch your money before the maturity date. 

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Rate climber

Enjoy higher rates the longer you stay invested — but you can cash out at the end of each year.

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If interest rates rise, you can switch to a non-redeemable term deposit of equal or greater length.

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Non-redeemable US dollar

Earn interest on extra US dollars without converting currencies.

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Get guaranteed returns whether you need flexibility or can lock in for a higher rate.

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