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What do you want from your credit card? Cash back? Travel rewards1? No-frills convenience? We have a card for every need.

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Let us guide you through the process of finding the card that best fits your needs.

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  • Special offer
    The premium Visa Infinite credit card offers cash back and insurance.
    Premium

    Cash Back Visa Infinite*

    Cash Back Visa Infinite* gives you 4 points for every $1 you spend on groceries and sustainable transit2, plus points on all other purchases. Its travel protection3 is perfect for shorter trips.

    $120 Annual fee

    20.99% interest rate on purchases

  • Special offer
    The premium Visa Infinite credit card offers cash back and insurance.
    Premium

    Visa Infinite*

    When you want it all. Earn our highest level of cash rewards1 by redeeming points, and stay protected with built-in car rental4 and trip insurance3.

    Points for every dollar spent: 3 for groceries5, 2 for dining and entertainment6, 1 for everything else7.

    $120 Annual fee

    20.99% interest rate on purchases

  • The basic, low-interest Visa Classic credit card has no annual fee.

    Visa Classic*

    Maybe you don’t need all the bells and whistles. Save money with no annual fee and a low interest rate on purchases.

    Includes mobile device insurance4, fraud protection8 and purchase protection insurance4.

    $0 Annual fee

    13.99% interest rate on purchases

  • The Visa Cash Back credit card has no annual fee.

    Cash Back Visa*

    A no annual fee card that doesn’t skimp on the rewards.

    Earn cash rewards1

    Mobile device insurance4

    $0 Annual fee

    20.99% interest rate on purchases

  • Special offer
    Centra Visa Gold keep costs in check with our lowest interest rate.

    Centra Visa* Gold

    Keep costs in check with our lowest interest rate. You can redeem points for cash rewards1, plus you get mobile device insurance4, fraud protection7, and purchase protection insurance4.

    Points for every dollar spent: 1 for everything7.

    $50 Annual fee

    12.99% interest rate on purchases

  • The Visa US Dollar has no foreign transaction fees.

    US Dollar Visa*

    Skip foreign transaction fees when you travel to the US or shop online with a US company. Redeem points for cash rewards1 and car rental4 insurance as well.

    Points for every US dollar spent: 0.5 for everything7.

    $50 Annual fee

    19.99% interest rate on purchases

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Managing Your Card with CardWise

With the CardWise platform, you can easily manage your payments, get enhanced transaction details, view spending insights, enable alerts and more—all from your computer or smartphone.

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*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

2 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.

3 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.

4 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance.aspx. Insurance coverage is subject to change.

5 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

6 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

7 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.

8 Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for aunauthorized transactions if:

a) you have used resonable care in protecting your card from loss or theft; and
b) you have reported to Cardholder Service at 1 855 341 4643 (Canada and U.S.) or 1 647 252 9564 (International Collect) when you knew that your credit card was stolen

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.