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Prospera offers a range of credit cards to meet your needs.
Personal banking

Compare credit cards

What do you want from your credit card? Cash back? Travel rewards? No-frills convenience? We have a card for every need.
Premium

Visa* Infinite

When you want it all. Earn our highest level of cash back, and stay protected with built-in car rental and trip insurance.

Features
  • Annual fee: $120.
  • Interest rate on purchases: 20.99%.
  • Points for every dollar spent: 3 for groceries, 2 for dining and entertainment, 1 for everything else.
Basic

Visa* Classic

Maybe you don’t need all the bells and whistles. Save money with no annual fee and a low interest rate on purchases.

Features
  • Annual fee: $0.
  • Interest rate on purchases: 12.99%.
  • Includes mobile device, fraud protection and purchase protection insurance.
Basic

Visa* Cash Back

A free card that doesn’t skimp on the rewards.

Features
  • Annual fee: $0.
  • Interest rate on purchases: 19.99%.
  • Earn cash rewards and get mobile device insurance
Travel

Visa* Travel Rewards

Make travel dreams happen. Earn points towards flights, hotel stays, and more, and stay safe on the go with built-in car rental and trip insurance.

Features
  • Annual fee: $99.
  • Interest rate on purchases: 19.99%.
  • Points for every dollar spent: 1 for everything.
Low rate

Centra Visa* Gold

Keep costs in check with our lowest interest rate. You’ll get cash back too, plus mobile device, fraud protection, and purchase protection insurance.

Features
  • Annual fee: $50.
  • Interest rate on purchases: 11.99%.
  • Points for every dollar spent: 1 for everything.
US dollar

Visa* US Dollar

Skip foreign transaction fees when you travel to the US or shop online with a US company. Get cash back and car rental insurance as well.

Features
  • Annual fee: $50.
  • Interest rate on purchases: 19.99%.
  • Points for every US dollar spent: 0.5 for everything.

Meet our credit card partner

You can choose from a full range of credit card options thanks to our partnership with Collabria®. Call them 24/7 if you need help with your card. They also make it easy to access your account information online through MYCardInfo and provide round-the-clock fraud monitoring and protection services.

Sign in (Prospera) Sign in (Westminster Savings)

Enjoy personalized service when you bank with your local Prospera Credit Union.


Receive up to 15,000 Welcome Points when you sign up for a new credit card

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Enjoy peace of mind with a no-fee 3.9% balance transfer

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Get flexibility and save interest with a personal line of credit.

Personal borrowing

Personal line of credit

If you regularly carry a balance on your credit card, consider a line of credit. You’ll pay a much lower interest rate and it’s more flexible.


More details Talk to an advisor

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.