Member notice: Members who have not yet received their March statements can expect them to arrive by April 23. If you require your statement before then, please visit your nearest branch or contact our Member Service Centre at 1 888 440 4480. We apologize for any inconveniences this may have caused.
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Rate climber term deposits
Enjoy higher rates the longer you stay invested — but you can cash out at the end of each year.
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- Rate climber
Watch your interest rate rise
Earning a little bit more every year is a good feeling. So is flexibility. Our rate climber term deposits give you both. Every year, we increase your interest rate. And every year, you can choose to stay invested or redeem and withdraw your money.Features:
- Invest $1000 or more
- Terms of 3 or 5 years
- Redeemable on annual anniversary
- Interest paid annually
Accounts:
- Non-registered
- TFSA
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Ways to bank with us
The many ways you can access your accounts, documents, statements, and more:
Explore all term deposits
Non-redeemable
Get a better interest rate if you don’t need to touch your money before the maturity date.
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Re-investible
If interest rates rise, you can switch to a non-redeemable term deposit of equal or greater length.
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Non-redeemable US dollar
Earn interest on extra US dollars without converting currencies.
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Get guaranteed returns whether you need flexibility or can lock in for a higher rate.
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Our knowledgeable advisors can guide you through life’s big and small financial decisions — and their services are completely free of charge for our members.How to reach us
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