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Prospera Visa Classic
Credit Cards

Visa* Classic

Don’t need the bells and whistles? Save money with no annual fee and a low interest rate on purchases.

Prospera Visa Classic
Visa* Classic

Simplicity in your pocket

Visa* Classic gets the job done. It’s streamlined and straightforward, though we couldn’t resist throwing in a few bonus protections.

Choose this card if you:
  • Don’t want to pay for extra features
  • Sometimes carry a balance on your card
  • Want fraud, purchase, and mobile device protection
What it costs
  • Annual fee: $0
  • Additional card fee: $0
  • Interest rate on purchases: 12.99%
What you get
  • Zero liability fraud protection
  • 90-day purchase protection
  • Double the manufacturer’s warranty (up to one year)
  • Mobile device insurance

Already a card holder?

Quickly, easily and securely access your account information, current balance, transaction history and more with your 24/7 online account.

Go to mycardinfo

Explore all credit cards

Visa* Infinite

When you want it all. Earn our highest level of cash rewards by redeeming points, and stay protected with built-in car rental and trip insurance.

Centra Visa* Gold

Keep costs in check with our lowest interest rate. You can redeem points for cash rewards, plus you get mobile device insurance, fraud protection, and purchase protection insurance.

Cash Back Visa*

A no annual fee card that doesn’t skimp on the rewards.

US Dollar Visa*

Skip foreign transaction fees when you travel to the US or shop online with a US company. Redeem points for cash rewards and car rental insurance as well.

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

1. Rewards: Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

2. Travel Insurance: Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.

3. Mobile Device Insurance, Purchase protection, Auto Rental Collision/Loss Damage Insurance: Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance.aspx. Insurance coverage is subject to change.

4. Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for aunauthorized transactions if: a) you have used resonable care in protecting your card from loss or theft; and b) you have reported to Cardholder Service at 1 855 341 4643 (Canada and U.S.) or 1 647 252 9564 (International Collect) when you knew that your credit card was stolen

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.