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Term deposit promo

Lock in your special rate of 3.50%*

on a 2-year non-redeemable term deposit.
Claim this rate

Grow your savings, safely and securely

Term deposits bring financial security by locking in your principal investment — guaranteeing a return. This makes a term deposit an excellent option for anyone looking to grow their savings safely, securely, and predictably.

Whether you’re renewing your term deposit or transferring funds from another institution, we have great rates available to help your money work harder.

Featured promotion

3.50%

on a 2-year term

with our
2-year non-redeemable term deposit


✔ Stable growth with low risk and a great rate

✔ $500 minimum investment

✔ Interest paid at maturity

✔ It’s easy to get started: book an appointment in branch, or call 1 888 440 4480

 

Looking for more flexibility?

Our 1-year redeemable term deposit gives you a great rate, with the option to redeem your funds without penalty after 30 days.


✔ Competitive rate: 3.00%*

✔ Redeem after 30 days without penalty on payable interest

✔ Minimum investment of $500

✔ Eligible on new funds only†

3.00%

on a 1-year term

with our
1-year redeemable term deposit

Why could a Prospera term deposit be right for you?

✔ You're looking for a short to medium-term growth (30 days to 7 years)

✔ You want to start with at least $500

✔ You want a low-risk investment where you're guaranteed to get your initial investment back

✔ You're looking to build your portfolio, either in a registered plan like TFSA, FHSA, RRIF or RRSP, or a non-registered account

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM

2yr Non-Redeemable - *Offers subject to change or termination at any time, without notice. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Eligible for non-registered, Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF) and First Homes Savings Account (FHSA). Rate holds are not eligible for the promotional offers.

1yr Redeemable - This offer is made by Coast Capital Savings Federal Credit Union (CCSFCU) operating under the brands Coast Capital, Prospera, and Sunshine Coast Financial. Offers subject to change or termination at any time, without notice. Interest rate available on a Guaranteed Investment Certificate (GIC) opened with net new funds deposited with CCSFCU (i.e., funds deposited form outside CCSFCU using T2033 transfer, e-Transfer, cheque deposit, EFT, cash deposit, etc.) on or after 17 August 2026. For clarity, funds withdrawn within 90 days after 17 August 2026 and re-deposited with CCSFCU, or transferred from an existing CCSFCU deposit account, Worldsource Financial Management Ltd. account, or Aviso Financial Inc. account to another CCSFCU account are not considered new funds. Interest rates are calculated per annum, accrued daily, and paid at maturity. Minimum investment of $500. Redeemable at any time after 30 days with no penalty. Minimum redemption amount of $500 while maintaining the minimum investment amount. Eligible for non-registered, Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), and Registered Retirement Income Fund (RRIF). Rate holds are not eligible for the promotional offers. Offer must be completed with a branch or advice centre staff; offer is not available through digital banking.