Prospera is applying to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
Skip to main content
-
PERSONAL
Accounts
Accounts- Compare daily accounts
- Unlimited
- Basic
- Unlimited Senior
- Unlimited Young Adult
- Personal US Account
- Compare savings accounts
- Personal high growth savings account
- Personal savings account
- Additional services
- OFX money transfers
- Money and wire transfers
- Safety deposit boxes
- Cheque ordering
- Foreign currency
- eStatements
- Ways to bank
Credit Cards
Credit Cards- Compare all credit cards
- Premium cash rewards
- Premium rewards
- No fee & rewards
- Low fee & low interest
- Low interest & rewards
- US Dollar
- Offers
- No annual fee and Banff trip contest
- Young adult $50 credit offer
- 0% credit card balance transfer
- Explore all credit card offers
- Credit card advice
- New to Canada
Mortgages
Loans & Lines of Credit
Loans & Lines of CreditInvesting
Investing -
BUSINESS
Business homepage
Accounts
Accounts- Daily accounts
- Compare daily accounts
- Business pay-as-you-go account
- Business e-chequing account
- Business plan 35 account
- Business plan 75 account
- Local community account
- Business US account
- Compare savings accounts
- Business high growth savings account
- Business savings account
- Ways to bank
- Business Online Banking
- Advanced Business Online
Credit Cards
Cash Management
Cash ManagementBorrowing
Advisors & Resources
-
WEALTH
Wealth homepage
Our Approach
Work With An Advisor
- Work with an advisor
- Lower Mainland
- Investment specialists
- Investment advisors
- Fraser Valley
- Investment specialists
- Investment advisors
- Okanagan
- Investment specialists
- Investment advisors
Personal investing
Insurance
- Compare insurance
- Annuities
- Critical illness insurance
- Disability insurance
- Life insurance
- Long-term care insurance
- Work with an insurance expert
- Insurance specialists
Offers
-
COMMUNITY
COMMUNITYDoing good
Giving back
Events and programs
Grants, sponsorships and donations
Education bursaries and grants
Prospera Foundation charitable grants
PERSONAL
Accounts
Credit Cards
Mortgages
Loans & Lines of credit
Investing
Credit card advice
BUSINESS
Accounts
Credit Cards
Cash Management
Borrowing
Advisors & Resources
Credit card advice
WEALTH
How we help
Work with an advisor
Personal investing
Insurance
Personalized financial advice
Offers
Lower Mainland
Fraser Valley
Investment goals
Investment advice
Investment calculators
Work with an insurance expert
COMMUNITY
In the community
Personal Investing
Earn 3.30% interest with a 15-month reinvestible term deposit*
A competitive rate with flexibility to reinvest
Growth guaranteed
Save with confidence by investing in a term deposit. These promotional rates won’t last!Promotional term deposit rate
3.30%
Term: 15-month reinvestible
Ideal for short time horizon savings
Minimum deposit: $1,000
Interest paid annually
Available for: RSP, RIF, TFSA and non-registered investing
or call 1 888 440 4480
By choosing a term deposit (also known as a GIC), you can make your money work for you and earn a guaranteed return on your investment.
Call our local Member Service Centre at 1 888 440 4480, submit an online form or visit your local Prospera branch to speak with an advisor about investing in one of our promotional rate term deposits.
New to Prospera? Book an appointment to open a new account and claim your promotional term deposit rate.
How to claim our promotional rate term deposit
Call our local Member Service Centre at 1 888 440 4480, submit an online form or visit your local Prospera branch to speak with an advisor about investing in one of our promotional rate term deposits. New to Prospera? Book an appointment to open a new account and claim your promotional term deposit rate.
Get started your way
Opening a 3.30% reinvestable term deposit is quick and simple—whether you prefer to do it yourself or get support from an advisor.Open in Online Banking
You can complete the whole process in just a few clicks:- Log in to online banking
- Go to Account Services
- Select Open a New Account
- Choose Term Deposits
Work with an advisor
Prefer to speak with someone directly?We’re happy to help.
Interested in learning about other available term deposit rates?
What are your choices when it comes to investing?
Learn about other investment options in our blog Term Deposit vs Mutual Funds vs Stocks1
Local banking means easier access to advice and expertise.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
Send us an email
Meet online or in person
* Rates are per annum and subject to change. Promotional rates only available on new money. Terms and conditions apply. Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
1 Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
1 Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.