Prospera is applying to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
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Personal Investing
Earn 3.5% interest with a 15-month reinvestable term deposit*
A competitive rate with flexibility to reinvest
Growth guaranteed
Save with confidence by investing in a term deposit. These promotional rates won’t last!Promotional term deposit rate
3.5%
Term: 15-month reinvestable
Ideal for short time horizon savings
Minimum deposit: $1,000
(New deposits only)
Interest paid annually
Available for: RSP, RIF, TFSA and non-registered investing
or call 1 888 440 4480
By choosing a term deposit (also known as a GIC), you can make your money work for you and earn a guaranteed return on your investment.
Don’t miss your chance to lock in our special promotional term deposit rate. Whether you’re an existing member or new to Prospera, our team is here to make getting started easy.
Call our local Member Service Centre at 1 888 440 4480 or book an appointment today to secure your rate.
How to claim our promotional rate term deposit
Don’t miss your chance to lock in our special promotional term deposit rate. Whether you’re an existing member or new to Prospera, our team is here to make getting started easy.Call our local Member Service Centre at 1 888 440 4480 or book an appointment today to secure your rate.
Open in Online Banking
You can complete the whole process in just a few clicks:- Log in to online banking
- Go to Account Services
- Select Open a New Account
- Choose Term Deposits
Work with an advisor
Prefer to speak with someone directly?We’re happy to help.
Interested in learning about other available term deposit rates?
What are your choices when it comes to investing?
Learn about other investment options in our blog Term Deposit vs Mutual Funds vs Stocks1
Local banking means easier access to advice and expertise.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
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* Rates are per annum and subject to change. Terms and conditions apply. Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
1 Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
Offer applies to new deposits only. "New deposits" are defined as funds deposited at Prospera Credit Union within 30 days prior to transferring into the promotional term deposit product(s).
1 Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
Offer applies to new deposits only. "New deposits" are defined as funds deposited at Prospera Credit Union within 30 days prior to transferring into the promotional term deposit product(s).