Prospera is proposing to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
A Special General Meeting will be held in person on July 8, 2025, to submit to members a Special Resolution on Prospera’s proposed federal continuance and merger. Read the official notice here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
A Special General Meeting will be held in person on July 8, 2025, to submit to members a Special Resolution on Prospera’s proposed federal continuance and merger. Read the official notice here.
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Personal Investing
Earn 3.30% interest with a 15-month redeemable term deposit*
A competitive rate with flexibility to reinvest
Growth guaranteed
Save with confidence by investing in a term deposit. These promotional rates won’t last!Promotional term deposit rate
3.30%
Term: 15-month redeemable
Ideal for short time horizon savings
Minimum deposit: $1,000
Interest paid annually
Available for: RSP, RIF, TFSA and non-registered investing
or call 1 888 440 4480
By choosing a term deposit (also known as a GIC), you can make your money work for you and earn a guaranteed return on your investment.
Call our local Member Service Centre at 1 888 440 4480, submit an online form or visit your local Prospera branch to speak with an advisor about investing in one of our promotional rate term deposits.
New to Prospera? Book an appointment to open a new account and claim your promotional term deposit rate.
How to claim our promotional rate term deposit
Call our local Member Service Centre at 1 888 440 4480, submit an online form or visit your local Prospera branch to speak with an advisor about investing in one of our promotional rate term deposits. New to Prospera? Book an appointment to open a new account and claim your promotional term deposit rate.
Get started your way
Opening a 3.30% reinvestable term deposit is quick and simple—whether you prefer to do it yourself or get support from an advisor.Open in Online Banking
You can complete the whole process in just a few clicks:- Log in to online banking
- Go to Account Services
- Select Open a New Account
- Choose Term Deposits
Work with an advisor
Prefer to speak with someone directly?We’re happy to help.
Interested in learning about other available term deposit rates?
What are your choices when it comes to investing?
Learn about other investment options in our blog Term Deposit vs Mutual Funds vs Stocks1
Local banking means easier access to advice and expertise.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
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Meet online or in person
* Rates are per annum and subject to change. Promotional rates only available on new money. Terms and conditions apply. Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).
1 Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.
1 Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc.