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Critical Illness Insurance
Prospera Insurance Agencies

Critical illness insurance

Protect yourself so you don't have to choose between personal health and financial wellness.

Critical illness insurance

Critical illness insurance pays a lump-sum, tax-free benefit if you are diagnosed with a critical illness covered under your policy. You can use this benefit for whatever you need — for example, paying your bills (including your mortgage), seeking alternative health care, extending your time off work, or giving a family member time off to help take care of you. 

Critical illness insurance is provided by Prospera Insurance Agencies Ltd.

Critical illness insurance is right for you if:

  • You don’t want to take on debt or use your retirement savings to pay costs associated with a critical illness.
  • You couldn’t meet your financial needs if you weren’t able to work.
  • You’re self-employed.

How critical illness insurance helps:

  • Give yourself and your family financial peace of mind while you recover.
  • Get a lump-sum payment you can use in any way you wish.
  • Create your own safety net if you don’t have benefits coverage.
Critical Illness Insurance

Critical illness or disability insurance

With critical illness insurance, you receive a lump sum if you’re diagnosed with a condition that’s listed in your policy. 

With disability insurance, you receive a percentage of your regular income if you can’t work because of sickness or injury.

Talk with an advisor to see which is best for you.
Insurance Specialist

Insurance advisors

Let our expert advisors guide you towards appropriate insurance protection that gives you peace of mind.

Want to learn more? Check out our insurance blogs

A Guide to Insurance: What You Need Now and Later in Life

Five ways critical illness insurance can help you recover

How to reach us

Call our Member Service Centre

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1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

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Prospera Insurance Agencies Ltd. provides life, disability, critical illness and long-term care insurance, annuities, and full business solutions such as group benefit plans, succession planning, and business owner insurance.

Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.