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Cash Back Visa Infinite
Credit Cards

Cash Back Visa* Infinite

Earn our highest level of cash rewards and get travel insurance for trips up to 15 days to age 65.

Prospera Cash Back Visa Infinite
Cash Back Visa* Infinite

Start racking up points

Cash Back Visa* Infinite gives you 4 points for every $1 you spend on groceries and sustainable transit, plus points on all other purchases. Its travel protection is perfect for shorter trips.

Choose this card if you:
  • Want to earn points on everything you buy
  • Travel for up to 2 weeks at a time per year
  • Choose sustainable transit when possible
What it costs
  • Annual fee: $120
  • Additional card fee: $50
  • Interest rate on purchases: 20.99% - fixed
What you get
  • Points for every dollar spent: 4 for groceries and sustainable transit, 2 for select recurring bills, digital streaming, and dining, 1 for everything else1
  • Zero liability fraud protection4
  • Auto rental collision / loss damage insurance3
  • 90-day purchase protection3
  • Double the manufacturer’s warranty (up to one year)
  • Emergency health care coverage2
  • Lost or delayed baggage insurance
  • Protection for grandchildren travelling with you2
  • 24/7 travel assistance2
Enjoy a large assortment of Reward Points redemption options, including
  • Cash rewards in the form of a deposit directly into your chequing or savings account
  • 60,000 top-selling merchandise items
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

For more information regarding rewards, click here.

Already a card holder?

Quickly, easily and securely access your account information, current balance, transaction history and more with your 24/7 online account.

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How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

1. Rewards: Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit

2. Travel Insurance: Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit for complete details. Insurance coverage is subject to change.

3. Mobile Device Insurance, Purchase protection, Auto Rental Collision/Loss Damage Insurance: Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at Insurance coverage is subject to change.

4. Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for aunauthorized transactions if: a) you have used resonable care in protecting your card from loss or theft; and b) you have reported to Cardholder Service at 1 855 341 4643 (Canada and U.S.) or 1 647 252 9564 (International Collect) when you knew that your credit card was stolen

If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability.