Prospera is applying to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.
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With a premium interest rate, your savings grow faster.
Personal banking

High growth savings account

Rev up your savings with a premium interest rate. You’ll accumulate more, faster.

Earn interest monthly

Don’t need that $100 right away? Congrats — when you can save more than you spend, you’re on a path towards wealth. Now, make the most of your extra money while keeping it accessible. Deposit it into a high growth savings account and we’ll pay you interest every month.

Monthly features

  • 2 free transactions, excluding Interac® e-Transfers
  • Free self-serve online transfers to other Prospera accounts
  • Pay as you go for extra transactions
  • Free electronic statement

Interest rate


Monthly fee

  • Free



Why join Book an appointment View service charges


Used both of your free transactions? No problem!

These services are included in your 2 monthly transactions, but if you need more once in a while, here’s what you'll be charged* for the 3rd transaction and beyond:
Services
 Fee
Withdrawals $5.00
Cheques $5.00
Transfers – in branch $5.00
Transfers – electronic FREE
Pre-authorized debits $5.00
Debit card purchases $5.00
Bill payments – in branch  $5.00
Bill payments – electronic $5.00


Additional services charges*

Since these services aren’t directly related to everyday banking, they’re not included in your 2 monthly transactions:
Services
 Fee
Interac® e-Transfers (each)  $5.00
All Canadian credit union ATM withdrawals  $5.00
Interac® ATM withdrawals  $6.50
Direct To Me transfers $5.00

Explore all accounts

Savings account

Stay flexible with more free transactions. You’ll still earn interest every month.

View details

Compare all

See a side-by-side comparison of the key features of our savings accounts to help you decide which works best for you.

Compare accounts

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

Term deposits offer guaranteed returns and peace of mind.

Personal investing

Build savings safely

There are enough ups and downs in life. Save your money in a term deposit and enjoy guaranteed returns. 

Find out more

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM