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Prospera offers a range of credit cards to meet your needs.
Personal banking

Get a head start on building credit and earn $75* with our young adult credit card offer!

Plus, enjoy benefits such as low-interest rates, cash back and more!

    Having a credit card is a great way to build your credit score and gain the skills you need to manage money effectively. That’s why we’re inviting you to apply for a Prospera credit card! You’ll even receive a $75 statement credit once you’re approved* and start using your card.

    Our credit cards offer features and benefits such as everyday low interest rates, cash back, travel benefits and more!

    No fee and cash back

    Choose this card if you:

    • Want to earn cash back on your purchases
    • Don't want to pay an annual fee

    Premium rewards and benefits

    Choose this card if you:

    • Want to earn extra points on everything you buy
    • Love to travel frequently

    Low interest and rewards

    Choose this card if you:

    • Often carry a balance on your card
    • Like earning cash back for shopping

    No fee and low interest

    Choose this card if you:

    • Don’t want to pay for extra features
    • Sometimes carry a balance on your card

    How to reach us

    Call our Member Service Centre

    Toll free
    1 888 440 4480

    Monday to Friday
    8 am - 8 pm

    Saturday 9 am - 5 pm

    Contact tech support
    Send us an email
    Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

    The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

    The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

    *Trademark of Visa Int., used under license.

    ® Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated.

    All other trademarks are the property of their registered owners.

    +Offer available from January 1, 2023 to December 31, 2023. 

    +View full terms and conditions, here. Only card products listed above are eligible for the offer.