- Subject to qualification. Terms and conditions apply.
- Cash back available up to 5% of the mortgage principal, to a maximum of $25,000, on a 5-year term only, O.A.C. Rate premiums apply, depending on the amount of cash back received. Some additional conditions apply. For full details, please visit a branch or call 1.888.440.4480.
- A) To be eligible, the member must set up direct payroll deposit to a Prospera chequing account. Available for new mortgages and refinances of $100,000 or more with a 5 year minimum term. B) Waived chequing fees are for the term of your Prospera mortgage and include the monthly fee and standard transactions. Non-standard services still incur regular charges. D) $5,000 unsecured line of credit is automatically approved for conventional mortgages at a rate of Prospera Prime Lending Rate + 2% for insured, Prospera Prime Lending Rate +3% for uninsured. For high-ratio mortgages, $1,500 overdraft protection is automatically approved at Prospera’s posted overdraft protection rates and fees.
- Some conditions apply. Some conditions apply. The interest rate will fluctuate with the Prospera Prime Lending Rate and is subject to change at any time without notice. Please visit our rates page for the current Prospera Prime Lending Rate. This rate is subject to member(s) being approved by Prospera Credit Union’s lending guidelines. Offer and rate may be changed, extended, or withdrawn at any time without notice. Available O.A.C.
The mortgage calculator is made available to you a tool for independent use and is not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.
This mortgage calculator is based on the assumption that mortgage rates remain the same throughout the entire amortization period, but rates will actually fluctuate throughout your selected period.