Personal borrowing
Compare mortgages
Choosing a mortgage is a lot easier than finding your dream home. Seriously. Let’s walk you through it.
Fixed rate mortgage
No surprises
Whoever said predictability is boring does not appreciate the benefits of a fixed rate mortgage.
Features
- Choose a term from 1 year to 10 years
- Open or closed options for 1-year terms
- Low payments with up to 30-year amortization
Variable rate mortgage
Lower rates
Take advantage of declining interest rates with a variable rate mortgage. And if rates start to rise, you can lock in any time.
Features
- 5-year closed term
- Payments stay the same even if interest rates change
- Pay more principal when interest rates are low
No matter which mortgage you choose, you always get:
- A 3-month rate guarantee: Even if rates rise before your mortgage is advanced.
- Flexible payment schedules: Make payments monthly, bi-weekly or weekly.
- A portable mortgage**: You can transfer it to a new property when you move.
- An assumable mortgage**: You can sell your low interest rate mortgage with your house and swing a sale in your favour.
And member perks? We got ‘em:
- Automatically qualify for a $5,000 line of credit.
- Switching is easy since we take care of the paperwork.
Ways to bank with us
The many ways you can access your accounts, documents, statements, and more:
Apply online
Earn up to $3,000* when you sign up for a mortgage.
Are you in the market for a mortgage? Right now, we’re offering a cash incentive of up to $3,000* for all qualifying new mortgages.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1-888-884-4430
Send a support email
