Prospera is proposing to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.

A Special General Meeting will be held in person on July 8, 2025, to submit to members a Special Resolution on Prospera’s proposed federal continuance and merger. Read the official notice here.
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Infinite Card Offer
Credit cards

Your first year’s on us

Visa Infinite*, Cash Back Visa Infinite*, or Visa Infinite Business*.

No annual fee, just premium perks.1

Get a Visa Infinite* credit card with no annual fee and exclusive rewards1

Enjoy premium card benefits with no first-year annual fee, bonus flex rewards up to $100, and a chance to win a luxury Banff getaway - just for applying.1


Apply for Visa Infinite*Apply for Cash Back Visa Infinite*Apply for Visa Infinite Business*

Why apply?


No annual fee for the first year

Enjoy all the perks of a premium credit card—without the upfront cost. Whether you choose a personal or business Visa Infinite card, we’ll cover your first year’s annual fee. 1


Up to $100 in bonus flex rewards

Get rewarded just for getting started. Earn up to a $100 value in bonus flex rewards when you activate and use your new card within 30 days.1


Win a luxury trip to Banff

Apply now and you’ll be automatically entered to win a relaxing, all-Canadian escape for two to Banff (valued up to $14,000). It’s our way of saying thanks for banking local. Contest runs from July 15 – August 31, 2025.1


Get all three perks when you apply for a Visa Infinite*, Cash Back Visa Infinite*, or Visa Infinite Business* by August 31, 2025.1



Apply for Visa Infinite*Apply for Cash Back Visa Infinite*Apply for Visa Infinite Business*

 

Compare your Infinite card options

Why Prospera?

We’re more than a credit union—we’re your neighbours. With deep roots in BC communities, we’re proud to offer financial solutions that reflect your values and lifestyle. This offer is just one more way we’re paying it forward.



Ready to Apply?

Choose your card, enjoy your rewards7, and experience the benefits of banking local—with global perks.


Apply for Visa Infinite*Apply for Cash Back Visa Infinite*Apply for Visa Infinite Business*
 
 

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
Terms and conditions apply. Visit here for more details.

1 Terms and conditions apply.

Learn more about the 1st year fee rebate by visiting XXXX .

Learn more about the Banff Cardholder Sweepstakes by visiting XXXX.

Learn more about the Flex Rewards Points by visiting here.

2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.

3 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

4 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.

5 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.

6 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

7 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

8 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.

* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.