- Tier 1: Receive 10,000 points ($100 value) after completing your 1st purchase within 40 days of the Account Open Date†
- Tier 2: Receive 30,000 ($300 value) points upon reaching the “Qualifying Transaction Amount” of $5,000 within 100 days of the Account Open Date†
- Annual Fee Rebate: Enjoy a rebate on the annual fee in your first year ($120 value)†
Max rewards. No annual fee.
Get up to $520 in total value† with a Prospera Visa Infinite* or Cash Back Visa Infinite* card.
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More value. More rewards. Less cost.
For a limited time, apply for a premium credit card that offers exclusive benefits††, flexible rewards1, and no annual fee in your first year†.
Up to $400 in welcome points†
A $120 annual fee rebate in your first year†
Travel perks, insurance coverage, and flexible rewards**
Choose the right card for you
Unlock the Visa Infinite* Advantage
Along with global acceptance and the classic convenience of Visa, your Visa Infinite* card gives you exclusive access to premium lifestyle benefits††:✔ Access to 900+ luxury hotels with daily breakfast, upgrades & VIP perks
✔ Invitations to chef-curated dining and wine events across Canada
✔ Discounts and privileges at top golf destinations worldwide
✔ Platinum status with select hotel chains, including room upgrades and late checkout
✔ 24/7 concierge service to assist with travel, dining, and personal requests
Apply now and get up to $520 in value, including no annual fee in your first year †.
Frequently asked questions
How do I earn up to $520 in welcome incentives
Why should I get a Visa Infinite* or Cash Back Visa Infinite* credit card?
Both cards offer premium benefits†† — but they’re tailored to different goals.
- If you like to travel, redeem points1, and enjoy exclusive perks††, the Visa Infinite is a great fit.
- If you prefer cash back on your everyday purchases, the Cash Back Visa Infinite helps you earn while you spend8.
How do I apply?
There are three convenient ways to apply:
- Apply online: Submit your application online in just a few minutes. Apply for the Visa Infinite* card here or the Cash Back Visa Infinite* card here.
- Apply over the phone: Call our Member Service Centre at 1-888-440-4480 and we’ll walk you through the application process.
- Apply in person: Book an appointment at your local Prospera branch to meet with an advisor and complete your application.
How do I earn points on everyday purchases?
With the Visa Infinite* and Visa Infinite* Cash Back credit cards, you earn reward points every time you use your card1 — whether you’re buying groceries, booking travel, or shopping online.
Points accumulate automatically and can be redeemed for travel, gift cards, merchandise, or statement credits**.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
Send us an email
Meet online or in person
Legal
† Offer terms and conditions apply. Click here for full details.
††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_prospera-credit-union/benefits/visa-benefits/visa-infinite--exclusive-benefits/default.aspx for more details.
**Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.
3 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
4 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
5 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year. 6 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
7 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
8 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.
††Terms & conditions apply. Visit https://www.collabriacreditcards.ca/affiliate_prospera-credit-union/benefits/visa-benefits/visa-infinite--exclusive-benefits/default.aspx for more details.
**Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.
3 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
4 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
5 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year. 6 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
7 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
8 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
* The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.