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Here’s what account “extras” cost.

    Category
    Service
    Fee
    Balance of accountTransferring a Prospera account balance to another financial institution$25.00
    Change of signersPer change, after the first one in a year$25.00
    ClearingChargeback — third-party cheque$7.50

    Unencoded/unqualified items$5.00

    US dollar funds drawn on Canadian dollar account$10.00

    NSF cheque or pre-authorized payment$45.00

    Stop payment$15.00

    Tracing bill payment (less than one year)$15.00

    Tracing bill payment (one year or more)$40.00 /hour

    Non-member cheque cashing$15.00

    Cleared item search $5.00

    Cleared item search $40.00/hour
    Closing account within three monthsPersonal and business$25.00
    CollectionsOn-site collections$25.00

    Held for collection (10 days)$35.00

    Cheque sent on collection (excluding any fees from other institutions)$35.00
    Dormant account (inactive for 12 months)Per month$5.00
    Bank draft for US dollar or foreign currencyPer item$10.00
    Electronic funds transfer for businessesSet-up fee$150.00

    Auto release$60.00

    Manual release$10.00

    Add another originator id$75.00

    Credit union transaction$0.00

    Other financial institution transaction$0.00

    Mass error correction$10.00
    Wire transferIncoming$12.00

    Outgoing$20.00
    Foreign cash orderPer item$5.00
    Letters+Bank confirmation, immigration, interest$25.00
    Debit cardReplacement of lost debit card$5.00
    Night depository+Unlocked bag (per year to rent)$10.00

    Annual key charge (if applicable)$10.00

    100 small plastic bags$30.00

    100 large plastic bags$55.00
    Paper statementsPer statement$2.00
    Photocopies+Per sheet$0.50
    Postdated held for depositPer item$5.00
    Registered productsRRSP/RESP/RRIF closed*$100.00

    Self-directed RRSP/RRIF closed*+$100.00

    Self-directed annual plan adminstration fee+$100.00

    RESP T4$0.00

    RESP annual fee$0.00
    Transfer outRRSP/RRIF/RESP T2033$50.00

    TFSA — partial$50.00

    TFSA — full$100.00

    Self-directed plan balance — partial or full+$50.00
    Telephone transferPer item$5.00
    Safe deposit box**+Extra-small$40.00

    Small$55.00

    Medium$75.00

    Large$85.00

    Extra-large$140.00

    Extra-extra-large$245.00

    Lock drilling (member lost keys)$25.00 + cost

    Key replacement$15.00
    StatementsHold statement for member pick-up in branch$10.00
    Stop paymentsPer item$15.00
    Tax receipt+Copy$5.00

    How to reach us

    Call our Member Service Centre

    Toll free
    1 888 440 4480

    Monday to Friday
    8 am - 8 pm

    Saturday 9 am - 5 pm

    Contact tech support
    Send us an email
    *Closed within six months for Prospera.
    **Not available at all locations.
    + GST is applied to these service fees.