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Prospera offers a range of credit cards to meet your needs.
Personal banking


Receive up to 15,000 Welcome Points when you sign up for a new credit card

Your everyday spend just got more rewarding!

Sign up for a new card and receive up to 15,000 Welcome Points+. Redeem for your choice of gift cards, travel experiences or cash rewards equivalent of up to $150 in the form of a statement credit.

Consumer

Business

 
15,000 Welcome Points15,000 Welcome Points 
Eligible Consumer Cards: Visa* Infinite
Welcome Points: 15,000
Cash Equivalent*: $150
Eligible Business Cards: Visa* Infinite Business
Welcome Points: 15,000
Cash Equivalent*: $150

10,000 Welcome Points

Eligible Consumer Cards: Centra Visa* Gold and Visa* Travel Rewards
Welcome Points: 10,000
Cash Equivalent*: $100


Offer available from January 1, 2022 to December 31, 2022. +View full terms and conditions, here. Only card products listed above are eligible for the offer.

 

How to receive your welcome point offer

Simply apply online for one of the eligible credit cards* below.

Consumer:

Premium

Visa* Infinite

When you want it all. Earn our highest level of cash back, and stay protected with built-in car rental and trip insurance.

Features
  • Annual fee: $120.
  • Interest rate on purchases: 20.99%.
  • Points for every dollar spent: 3 for groceries, 2 for dining and entertainment, 1 for everything else.
Travel

Visa* Travel Rewards

Make travel dreams happen. Earn points towards flights, hotel stays, and more, and stay safe on the go with built-in car rental and trip insurance.

Features
  • Annual fee: $99.
  • Interest rate on purchases: 19.99%.
  • Points for every dollar spent: 1 for everything.
Low rate

Centra Visa* Gold

Keep costs in check with our lowest interest rate. You’ll get cash back too, plus mobile device, fraud protection, and purchase protection insurance.

Features
  • Annual fee: $50.
  • Interest rate on purchases: 11.99%.
  • Points for every dollar spent: 1 for everything.

Business:

Cash back + perks

Visa* Infinite Business

A premium business card featuring 1.5% cash back, insurance coverage, reporting and management tools plus exclusive VIP perks.

Features

  • Annual Fee: $99.00
  • Interest Rate (purchases): 20.99%
  • Purchase protection, trip insurance and more.

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Offer available from January 1, 2022 to December 31, 2022. 


+View full terms and conditions, here. Only card products listed above are eligible for the offer.