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Prospera offers a range of credit cards to meet your needs.


Receive up to 15,000 Welcome Points when you sign up for a new credit card

Your everyday spend just got more rewarding!
 

Sign up for a new card and receive up to 15,000 Welcome Points+. Redeem for your choice of gift cards, travel experiences or cash rewards equivalent of up to $150 in the form of a statement credit.

Consumer:

Business:

  
15,000 Welcome Points 15,000 Welcome Points  
Eligible Consumer Cards: Visa Infinite*
Welcome Points: 15,000
Cash Equivalent*: $150		 Eligible Business Cards: Visa Infinite Business*
Welcome Points: 15,000
Cash Equivalent*: $150		  
5,000 Welcome Points 5,000 Welcome Points  
Eligible Consumer Cards: Centra Visa* Gold
Welcome Points: 5,000
Cash Equivalent*: $50		 Eligible Consumer Cards: Cash Back
Welcome Points: 5,000
Cash Equivalent*: $50		  

Offer available from January 1, 2023 to December 31, 2023. +View full terms and conditions, here. Only card products listed above are eligible for the offer.

 

How to receive your welcome point offer

Simply apply online for one of the eligible credit cards* below.

 

Consumer:

Premium

Visa Infinite*

When you want it all. Earn our highest level of cash rewards when redeeming points, and stay protected with built-in car rental and trip insurance.

Features
  • Annual fee: $120.
  • Interest rate on purchases: 20.99%.
  • Points for every dollar spent: 3 for groceries, 2 for dining and entertainment, 1 for everything else.
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Low rate

Centra Visa* Gold

Keep costs in check with our lowest interest rate. You can redeem points for cash rewards when redeeming points, plus mobile device insurance, fraud protection, and purchase protection insurance.

Features
  • Annual fee: $50.
  • Interest rate on purchases: 11.99%.
  • Points for every dollar spent: 1 for everything.
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Business:

Cash back + perks

Visa Infinite Business*

A premium business card featuring insurance coverage, reporting and management tools, 1.5% cash back, plus exclusive VIP perks.

Features

  • Annual Fee: $99.00
  • Interest Rate (purchases): 20.99%
  • Purchase protection, trip insurance and more.
  • This card earns 1.5 points for every $1 spent.
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Cash back

No Fee Cash Back Business Mastercard®

Cash back with no annual fee: a smart way to save money, plus earn cash back on your purchases.

Features

  • Annual Fee: $0.00
  • Interest Rate (purchases): 19.99%
  • This card earns 0.5 points for every $1 spent on every-day purchases.
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How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Request an appointment date and time


View branch locations or find an ATM

Collabria Financial Services Inc. ("Collabria") is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referal from your credit union, it will receive compensation from Collabria.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. 

*Trademark of Visa Int., used under license.

® Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated.

All other trademarks are the property of their registered owners.

Offer available from January 1, 2023 to December 31, 2023. 

+View full terms and conditions, here. Only card products listed above are eligible for the offer.

1. Rewards: Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

2. Travel Insurance: Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.

3. Mobile Device Insurance, Purchase protection, Auto Rental Collision/Loss Damage Insurance: Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance.aspx. Insurance coverage is subject to change.