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Prospera offers a range of credit cards to meet your needs.


Get up to 5,000 welcome points with a new credit card*


Apply online

Find my perfect card

 
Sign up for a new card and receive up to 5,000 welcome points+. Redeem your points for gift cards, travel, cash back* or a statement credit.

Welcome point rewards for personal spending

Cash Back Visa Infinite*

Welcome points: 5,000+ ($50 cash equivalent)

Annual fee: $120
Interest rate: 20.99%

Reward points:
4 points per $1 on groceries,
2 points per $1 on select recurring bills, digital streaming, and dining
1 point per $1 on everything else1


Apply now Learn more

Visa Infinite*

Welcome points: 5,000+ ($50 cash equivalent)

Annual fee: $120
Interest rate: 20.99%

Reward points:
3 points per $1 on groceries,
2 points per $1 on dining and entertainment
1 point per $1 on everything else1


Apply now Learn more

Centra Visa* Gold

Welcome points: 1,000+ ($10 cash equivalent)

Annual fee: $50
Interest rate: 11.99%

Reward points:
1 point per $1 on all purchases1


Apply now Learn more

Welcome point rewards for business spending


Visa Infinite* Business

Welcome points: 5,000+ ($50 cash equivalent)

Annual fee: $99
Interest rate: 20.99%

Reward points:
1.5 points per $1 on all purchases1


Apply now Learn more

 
Offer available from January 1, 2024 to December 31, 2024. +View full terms and conditions, here. Only card products listed above are eligible for the offer.
 

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0% balance transfer offer


Move an existing credit card balance to a Prospera Collabria Credit Card and get 0% interest for 3 months

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

Rewards: Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

1For full reward program rules click here.

+To view 2024 welcome points terms and conditions click here.