Member notice: Our Cloverdale branch is closed today due to scheduled maintenance by BC Hydro. We apologize for any inconvenience. If you require assistance, please call our Member Service Centre at 1 888 440 4480 or visit a nearby branch.
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Prospera offers a range of credit cards to meet your needs.


'Tis the season to get while you give.

Get rewarded for your holiday shopping with our credit cards*.


Apply online

Find my perfect card

 
 
Sign up for a new card and receive up to 5,000 welcome points1. Redeem your points for gift cards, travel, cash back or a statement credit**.

Welcome point rewards1 for personal spending+

Cash Back Visa Infinite*

Welcome points: 5,000+ ($50 cash equivalent)

Annual fee: $120
Interest rate: 20.99%

Reward points:
4 points per $1 on groceries2,
2 points per $1 on select recurring bills, digital streaming, and dining3
1 point per $1 on everything else1


Learn more

Visa Infinite*

Welcome points: 5,000+ ($50 cash equivalent)

Annual fee: $120
Interest rate: 20.99%

Reward points:
3 points per $1 on groceries2,
2 points per $1 on dining and entertainment4
1 point per $1 on everything else1


Learn more

Centra Visa* Gold

Welcome points: 1,000+ ($10 cash equivalent)

Annual fee: $50
Interest rate: 12.99%

Reward points:
1 point per $1 on all purchases1


Learn more

Welcome point+ rewards1 for business spending


Visa Infinite Business*

Welcome points: 5,000+ ($50 cash equivalent)

Annual fee: $99
Interest rate: 20.99%

Reward points:
1.5 points per $1 on all purchases1


Learn more

 
 

Need lending or credit card advice?

Book an appointment

Read How to improve my credit (5 minute read)

0% balance transfer offer***


Move an existing credit card balance to a Prospera Credit Card and get 0% interest for 9 months***

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

**Terms & Conditions apply. Visit here for more details.

***Terms & Conditions apply. Visit here for more details

+ Terms & Conditions apply. Visit here for more details.

1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

2 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.

3 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.

4 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.