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Prospera offers a range of credit cards to meet your needs.


Slide for perks

Redeem your points for travel rewards. Sign up and get 5,000 welcome points1.


Apply online

Find my perfect card

 
 
Sign up for a new card and receive up to 5,000 welcome points1. Redeem your points2 for gift cards, travel, cash back or a statement credit.

Welcome point rewards for personal spending

Cash Back Visa Infinite*

Welcome points: 5,0001 ($50 cash equivalent)

Annual fee: $120
Interest rate: 20.99%

Reward points:
4 points per $1 on groceries,
2 points per $1 on select recurring bills, digital streaming, and dining
1 point per $1 on everything else2


Learn more

Visa Infinite*

Welcome points: 5,0001 ($50 cash equivalent)

Annual fee: $120
Interest rate: 20.99%

Reward points:
3 points per $1 on groceries,
2 points per $1 on dining and entertainment
1 point per $1 on everything else2


Learn more

Centra Visa* Gold

Welcome points: 1,0001 ($10 cash equivalent)

Annual fee: $50
Interest rate: 11.99%

Reward points:
1 point per $1 on all purchases2


Learn more

Welcome point rewards for business spending


Visa Infinite* Business

Welcome points: 5,0001 ($50 cash equivalent)

Annual fee: $99
Interest rate: 20.99%

Reward points:
1.5 points per $1 on all purchases2


Learn more

 
Offer available from January 1, 2024 to December 31, 2024. Only card products listed above are eligible for the offer.
 

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Read How to improve my credit (5 minute read)

0% balance transfer offer


Move an existing credit card balance to a Prospera Collabria Credit Card and get 0% interest for 9 months3

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM

*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

+For full reward program rules click here.

1To view 2024 welcome points terms and conditions click here.

2Rewards: Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards

3For more information on our Balance Transfer promotion, click here.

4For more information of 90-day purchase protection, click here.