Prospera is proposing to continue federally for the purposes of immediately merging with Coast Capital and Sunshine Coast credit unions. Find out more here.
For full details about changes in deposit insurance, see the Notice Pursuant to the Disclosure on Continuance Regulations.

A Special General Meeting will be held in person on July 8, 2025, to submit to members a Special Resolution on Prospera’s proposed federal continuance and merger. Read the official notice here.
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Daily chequing accounts for all your daily financial transactions.
Daily banking

Compare accounts

For your everyday financial activities, select a secure, easy-access account to get you through your day.
Why should your chequing account be the same as everyone else's? As a Prospera member, you can choose the chequing account that works for you. Whether you need a day-to-day account with unlimited transactions, or a simple low-cost option that sticks to the basics, we've got you covered.
High usage

Unlimited

Just like the name says, our unlimited option gives you unlimited transactions each month--perfect for all your taps and transfers.

Monthly features

  • Unlimited transactions
  • Unlimited free Interac® e-Transfers
  • $10/month
Low usage

Basic

More of a minimalist? Our basic option is ideal if you only need to make a few transactions per month.

Monthly features

  • Up to 10 transactions
  • 2 free Interac® e-Transfers
  • $3.50/month
Ages 59 and over

Senior

Birthday coming up? Once you turn 59 so you can enjoy all the same perks of an unlimited chequing account, with none of the cost.

Monthly features

  • Unlimited transactions
  • Unlimited free Interac® e-Transfers
  • $0/month (Yes, it’s free!)
Ages 25 and under

Young Adult

Easy, convenient, and just what you need to start on the path to smart financial habits.

Monthly features

  • Unlimited transactions
  • Unlimited free Interac® e-Transfers
  • $0/month (Yes, it’s free!)
Over the border

US Dollar

Completing transactions south of the border? A US Dollar account is perfect for shopping in the US or writing cheques (or checks) in USD.

Features

  • 1 free transaction
  • Interest paid monthly
  • $0/month
Enjoy personal service from your local Prospera Credit Union.

Local banking means
personal banking, with an actual person.

Why join 

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Apply online

Work with us to get a mortgage for your dream home.

Are you in the market for a mortgage? Apply online with ease and see what rates we can get for you.

Apply now

Explore mortgages for first time buyers, renewals, or refinancing.

Buy a home

A fixed rate mortgage means no surprises.

You don’t want movies to be predictable, but it’s great when your monthly expenses are. With a Fixed Rate mortgage, you know exactly what you’re paying every month for the duration of your term. No surprises. Plus, your bank account is free for the life of your mortgage!

Apply now Find out more

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email