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Buying a home
Mortgages

Buying a new home? We can help.

Work with a local advisor to find a mortgage that’s personalized for you—and your dream home.
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    The right advice to get you the right mortgage

    Buying a new home can be overwhelming. Our advisors are local and provide you with the advice and support you need every step of the way. Call 1 888 440 4480 or click the button below to get started now so you can get moving into your dream home.

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    The homebuying process

      Work with an advisor to find out how much you can afford and get pre-approved

      Review your mortgage options and find the right fit for you

      Choose your dream home and secure the deal

    Secure your personalized rate

    Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.

    Secure your rate

    Get personalized mortgage advice

    Work directly with an advisor to create a personalized plan to meet your goals.


     

    Flexible mortgage options

    More mortgage options to fit your budget, your lifestyle and your path to your dream home.
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    Protect your mortgage

    Take advantage of optional creditor insurance for additional peace of mind and security.
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    Explore our mortgage rates

    6.30%

    5-year variable rate mortgage

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    4.84%

    5-year fixed rate mortgage

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    Mortgage resources

    Mortgage calculator

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    Review mortgage options

    View options

    Home equity line of credit

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    Start your new home journey


    Get pre-approved for a mortgage and find your dream home today


    Meet with an advisor

    We can’t wait to see you



    Book a virtual or in-person appointment at your local Prospera


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    Let’s chat

    Contact our Member Service Centre



    1 888 884 4430

    Start your online application


    Begin your mortgage application from the comfort of home


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