Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Mortgage Rates

Rates are subject to change without notice. Please call 1-888-440-4480 for more information about Prospera's interest rates.

Residential First Mortgages (Rates effective 2020-12-08) Rates
1 year open variable @ Prospera Prime Lending Rate +0.80% 3.250%
1 year closed variable @ Prospera Prime Lending Rate +0.50% 2.950%
5 year closed variable: myWay @ Prospera Prime Lending Rate - 0.50% 1.95%
5 year closed variable: Insured Special @ Prospera Prime Lending Rate – 0.70% 1.75%
1 year open fixed 6.350%
1 year closed fixed 1.840%
2 year closed fixed 1.840%
3 year closed: myClassic 1.840%
4 year closed fixed 1.840%
5 year closed fixed: myClassic 1.900%
5 year closed fixed: myStyle 1.900%
5 year closed fixed: Insured Special 1.740%
Home Equity Line of Credit @ Prospera Prime Lending Rate + 0.50% 2.950%

Rates shown are Annual Percentage Rates (APR). APR is for a mortgage of $100,000 with monthly payments and a 25 year amortization. APR assumes no fee(s) apply. Should fees apply, it would increase your APR. APR for variable rate assumes the rate does not vary over the term.


Choose the mortgage product right for you.



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