Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Lines of Credit

Rates are subject to change without notice. Please call 1-888-440-4480 for more information about Prospera's interest rates.


Lines of Credit Rate Description
Overdraft Protection (up to $4,999) 18.00%
Overdraft 21.00%
Revolving Line of Credit ($5000+) Prospera Prime + Increment
Home Equity Line of Credit (HELOC) Prospera Prime + 0.50%

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