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Registered Investment Rates

Rates are subject to change without notice. Please call 1-888-440-4480 for more information about Prospera's interest rates.

Our registered term products are available in your Registered Retirement Savings Plan (RRSP), Locked-in Retirement Account (LIRA), Registered Education Savings Plan (RESP), Retirement Income Fund (RIF) and Life Income Fund (LIF). Escalator Term deposits are only available in your RRSP, LIRA and RESP.

Deposit Specials (Rates effective 2021-02-27) Rates
15 month Non Redeemable Special 0.700%
Registered Long Term 3 Year Escalator Terms (Rates effective 2021-02-27) Rates
RRSP Escalator Term - Year 1 0.700%
RRSP Escalator Term - Year 2 0.800%
RRSP Escalator Term - Year 3 2.050%
Registered Short Term (Rates effective 2021-02-27) Rates
30 - 59 days Non-redeemable 0.100%
60 - 89 days Non-redeemable 0.150%
90 - 119 days Non-redeemable 0.300%
120 - 179 days Non-redeemable 0.300%
180 - 269 days Non-redeemable 0.350%
270 - 364 days Non-redeemable 0.550%
Registered Long Term (Rates effective 2021-02-27) Rates
1 Year Non-redeemable 0.550%
2 Year Non-redeemable 0.650%
3 Year Non-redeemable 0.700%
4 Year Non-redeemable 0.800%
5 Year Non-redeemable 0.950%
Registered Rewrite Terms (Rates effective 2021-02-27) Rates
2 Year Rewrite 0.300%
3 Year Rewrite 0.350%
4 Year Rewrite 0.450%
5 Year Rewrite 0.600%

Choose from a variety of registered investment options.

 

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