Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Chequing and Savings Rates

Rates are subject to change without notice. Please call 1-888-440-4480 for more information about Prospera's interest rates.

Maximizer Savings (and Advantage 59 Maximizer Savings) (Rates effective 2020-09-03) Rates
$0 - $999 0.010%
$1,000 - $4,999 0.010%
$5,000 - $9,999 0.010%
$10,000 - $99,999 0.050%
$100,000+ 0.300%
Strictly Business Savings (Rates effective 2020-09-03) Rates
$0 - $9,999 0.000%
$10,000 - $49,999 0.050%
$50,000 - $99,999 0.100%
$100,000 + 0.150%
Strictly Business Savings
Balances below $25,000 will earn the corresponding rate on the entire balance. Balances of $25,000 and over will earn the corresponding rate on the portion of the balance within the posted tier. 

Investment Savings - Personal (Rates effective 2020-09-03) Rates
$0 + 0.100%
Investment Savings - Business (Rates effective 2020-09-03) Rates
$0 - $99,999.99 0.030%
$100,000 - $249,999 0.070%
$250,000 - $999,999 0.150%
$1,000,0000 - $4,999,999 0.300%
$5,000,000 + 0.700%
Investment Savings – Business
Earns the corresponding rate on the portion of the balance within the posted tier.

Investment Savings - Tax Free Savings Account (Rates effective 2020-09-03) Rates
$0 + 0.100%
Chequing - Business (Rates effective 2020-09-03) Rates
All daily operating accounts 0.000%
Variable Rate RRSP (Rates effective 2020-01-13) Rates
$0 + 0.100%
Humanomics Youth Savings Account (Rates effective 2020-09-03) Rates
$0 0.350%

Take a peek at what our chequing and savings accounts have to offer.

 

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