Member notice: On June 1, a new update will be available for our Android and iOS mobile banking apps. Please ensure you download the new update by June 6. You can update your device through your phone's settings, the Google Play Store or Apple App Store.
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Mortgage Cash Back

Limited time offer

Get up $3,000 cash back† with a Prospera mortgage

Let’s move you into a better mortgage.

Talk to an expert

More than just a great interest rate

 

For a limited time, get up to $3,000* cash back on a new mortgage. This can help with moving fees, appliance upgrades, new furniture or even to help pay down any recently accumulated credit card debt. We know life has gotten more expensive over the last few years, so why not take advantage of some extra cash?

To get started, schedule an appointment with a mortgage expert or start the process yourself with our online pre-approval form.
 

Our featured mortgage rates

4.89%

5 Year Fixed

4.59%

5 Year Fixed - Insured
 
 
 
 

Here's how to get your cash

Meet with your Prospera Advisor by phone or at your branch.
Work together to apply for a Prospera mortgage.
Get up to $3,000 cash back when we fund your mortgage.

Here’s how much cash you’ll get

$1,000

Cash incentive

$150,000 - $249,999
Mortgage amount

$2,000

Cash incentive

$250,000 - $499,999
Mortgage amount

$2,500

Cash incentive

$500,000 - $749,999
Mortgage amount

$3,000

Cash incentive

$750,000+
Mortgage amount
 

Why Choose Prospera

We’re from here too, so we understand the ups and downs of the local real estate landscape.

A lot has changed with the interest rate environment over the last year so why not get a second opinion? If you are looking to move your mortgage to Prospera, our team of local mortgage experts are here to help. We work closely with you to find a personalized solution that makes you feel comfortable and confident.

When it comes to buying a home, our local mortgage experts can also help with that! They will guide you through the home buying process and make sure to answer all your questions along the way.
Mortgage campaign

"The entire experience with Prospera was smooth and easy. Our advisor was knowledgeable and communicated well. An overall fantastic and stress-free experience."

- Prospera Member

Get up to $3,000 cash back

Connect with a Prospera expert to learn more

 
Member notice: On June 1, a new update will be available for our Android and iOS mobile banking apps. Please ensure you download the new update by June 6. You can update your device through your phone's settings, the Google Play Store or Apple App Store.
 
 

Frequently asked questions

To qualify for the cash back offer:

  • Your mortgage must be $150,000 or more.
  • Your term must be 3, 4 or 5 years.
  • You can choose a fixed-rate or variable-rate mortgage.

New mortgages with Prospera for the purchase of a new property, or the transfer of an existing mortgage from another financial institution qualify.

If you have additional questions about your qualification, please speak to a Prospera Advisor.

Pre-approval is our commitment to fund your mortgage when you find the right place. Having it in hand lets you make an offer with confidence that you’ve already arranged financing.
Apply for pre-approval as soon as you get to the stage of house-hunting where you want to be ready to make an offer. Pre-approval doesn’t oblige you to go ahead with the mortgage — it just tells you how much you have to work with and lets you lock in the current interest rate for a period of time.
 

Your home buying toolkit

Try our mortgage calculator

Learn more

How much home can I really afford?

Learn more

A step-by-step guide to buying your first home

Learn more

Mortgage appointment checklist PDF

Learn more, opens in a new tab

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Request an appointment date and time


View branch locations or find an ATM

To view the Terms & Conditions for this mortgage offer, click here.
Rates are updated daily. Rates are subject to change without notice, and are not guaranteed unless confirmed by phone or email.