Compare Term Deposits

Non-Redeemable



The Non-Redeemable Term Deposit is right if you want a longer term investment with a great rate.



Term Length
  • 1 to 5 years
  • Minimum Investment
  • $500
  • Interest Options
  • Annual
  • Redeemable?
  • No
  • Plan Eligibility
  • Non-Registered
  • TFSA
  • RSP
  • RIF
  • RESP


  • Escalator



    The Escalator is right if you want rates to improve the longer you invest, while still having access to your funds.



    Term Length
  • 3 and 5 Year
  • Minimum Investment
  • $1,000
  • Interest Options
  • Annual
  • Redeemable?
  • Yes
  • On annual anniversary without penalty
  • Plan Eligibility
  • Non-Registered
  • TFSA
  • RSP
  • RESP


  • Rewrite



    The Rewrite is great if you want the best rate now, with the option to take advantage of any rate hikes in the future.



    Term Length
  • 2 to 5 years
  • Minimum Investment
  • $1,000
  • Interest Options
  • Annual
  • Redeemable?
  • No
  • Can be converted to a long term non-redeemable term of equal or greater term length
  • Plan Eligibility
  • Non-Registered
  • TFSA
  • RSP
  • RIF
  • RESP


  • 1 Year Cashable



    The 1 Year Cashable is right if you need access to your funds in the short term.



    Term Length
  • 1 year
  • Minimum Investment
  • $5,000
  • Interest Options
  • Annual
  • Redeemable?
  • Yes
  • After 30 days without penalty
  • Plan Eligibility
  • Non-Registered
  • TFSA


  • 18 Month Online Term



    The 18 Month Online is right if you want a great rate and you're digitally savvy.



    Term Length
  • 18 months
  • Minimum Investment
  • $1,000
  • Interest Options
  • Semi-Annual
  • Redeemable?
  • Yes
  • Every 6 months
  • Plan Eligibility
  • Non-Registered


  • SuperSaver - 18 Month Specialty



    The SuperSaver is right if you want a great rate but like having periodic access to your funds.



    Term Length
  • 18 months
  • Minimum Investment
  • $1,000
  • Interest Options
  • Semi-Annual
  • Redeemable?
  • Yes
  • Every 6 months
  • Plan Eligibility
  • TFSA
  • RSP
  • RIF
  • RESP
  • Non-Registered


  • SuperSaver Plus - Long Term Specialty



    The SuperSaver Plus is right if you want a great rate and the ability to access a portion of your funds each year.



    Term Length
  • 3, 4 and 5 years
  • Minimum Investment
  • $1,000
  • Interest Options
  • Annual
  • Redeemable?
  • Partially redeemable on anniversary
  • 3 year term deposit = 1/3rd per year
  • 4 year term deposit = 1/4 per year
  • 5 year term deposit = 1/5 per year
  • Plan Eligibility
  • TFSA
  • Non-Registered


  • US Dollar



    The US Dollar Term Deposit is right if you want to earn a better return on excess US Dollars.



    Term Length
  • 30 to 364 days
  • 1 to 5 years
  • Minimum Investment
  • $500
  • Interest Options
  • <365 days at maturity
  • >365 days Annual
  • Redeemable?
  • No
  • Plan Eligibility
  • Non-Registered