Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Critical Illness Insurance

Critical illness insurance is right if:

  • You don’t qualify for disability insurance
  • You don’t want to use your retirement savings
  • You couldn’t meet your financial needs if you were unable to work
  • You don’t want to take on additional debt or dip into your retirement savings to pay for medical services
  • You’re self-employed




How critical illness insurance helps:

  • Give you and your family peace of mind while you recover from an illness
  • Provide you with a lump-sum payment to be used however you see fit
  • Cover costs that disability insurance won’t cover
  • Acts as a safety net if you have no benefits coverage