myStyle Mortgage Offer

We take the mystery out of mortgages

Buying or refinancing a home can feel mysterious at times. As your trusted financial partner, we offer options and advice to make the journey a lot less spooky.



A five year closed mortgage with our lowest fixed rate.

myStyle Mortgage 3.69%* + Prospera Perks


Benefits:

  • Buy the home you really want with our lowest fixed interest rate and up to a 30 year amortization
  • The security of knowing your low payments won’t change throughout your mortgage term
  • Get up to 5% cashback to help cover costs of moving, renovations, or to spend however you want⁰
  • Increase your mortgage payments up to 10% once per year to pay off your mortgage even faster
  • Prospera's hassle-free switch program makes it easy to seamlessly transfer your current mortgage to us - Once you provide us with your mortgage details, we will take care of the rest


Prospera Mortgage Perks:

  • We’ll pay up to $1,000 to cover your transfer-in or new mortgage costs†
  • Don't pay for chequing for the life of your Prospera mortgage
  • Automatically qualify for a $5,000 line of credit


Disclaimer/Notes Expand/Collapse

*Some conditions apply. The Annual Percentage Rate (APR) is for a mortgage of $100,000 with monthly payments and a 25 -year amortization, assuming no fees apply. If fees and/or charges apply, the total Cost of Credit and APR would increase. This promotion is subject to member(s) being approved by Prospera Credit Union’s lending guidelines. Limited time offer.

⁰Cash back available up to 5% of the mortgage principal, to a maximum of $25,000, on a 5-year term only, O.A.C.

‡To be eligible, the member must set up direct payroll deposit to a Prospera chequing account. Available for new mortgages and refinances of $100,000 or more with a 5 -year minimum term.

†Prospera will reimburse up to a maximum of $1,000 the discharge fee charged by the member’s current financial institution, prepayment penalties, and/or any new legal/appraisal fees. Waived chequing fees are for the term of your Prospera mortgage and include the monthly fee and standard transactions. Non-standard services still incur regular charges. $5,000 unsecured line of credit is automatically approved for conventional mortgages at a rate of Prospera Prime Lending Rate + 2% for insured, Prospera Prime Lending Rate +3% for uninsured. For high-ratio mortgages, $1,500 overdraft protection is automatically approved at Prospera’s posted overdraft protection rates and fees. Some conditions apply. For full details on the myStyle Mortgage, please visit a branch or call 1.888.440.4480.
 

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