Balance Transfer

Transfer your credit card balance

Get bonus points when you organize your credit balance

From now until November 30, 2019, transfer any outstanding balance to your Prospera Collabria® rewards credit card and earn 500 bonus reward points.*

Bringing your balance together also means:
  • keeping everything in one place makes it easier to manage payments and track purchases
  • savings on annual fees and interest rates by transferring from a higher-rate card to a lower-rate card

Is my credit card eligible for the bonus?

Credit cards issued by Collabria will have their logo on the bottom-left corner on the back of each card. Transfer your outstanding balance to any of these Prospera cards to receive your bonus reward points*:
  • Visa1 Cash Back
  • FlexRate Mastercard2
  • Visa1 Centra Gold
  • Visa1 Travel Gold
  • Visa1 Infinite

I did my transfer, what now?

Points will be awarded on January 1, 2020.
To qualify, your balance transfer must be complete by December 31, 2019.*



  • This offer is available from November 1, 2019 until November 30, 2019. Cardholder will receive 500 bonus reward points when they transfer any balance to a Collabria reward card (Cash Back, Centra Gold, FlexRate, World, Infinite, Travel Rewards Gold). USD, non-points earning card (Classic, Student and Low Rate) and Business cards are excluded from this offer. Balance transfer must be completed on or before December 31, 2019 in order to qualify for bonus reward points. There will be only one bonus reward offer per credit account, regardless of the number of balance transfers posted to the account during required timeframe. There is no special rate offered during the promotional period. This promotional offer does not apply to transfers between Collabria credit card accounts. This offer may be withdrawn or end at any time without prior notice. Please continue to make your regular payments on transferred accounts until you receive confirmation the transfer has been completed. There is no minimum transfer amount requirement within same account. Only accounts that remain open and in good standing and not blocked for delinquency, fraud or over-limit), on January 1, 2020 will be awarded points. Review all terms and conditions for complete details on balance transfers and how interest is charged to your Collabria credit card at CollabriaCreditCards/Balance-Tranfers. Please call Cardholder Service at 1.855.341.4643 if you have questions with regards to this offer.

  1. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

  2. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.