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Prospera offers a range of credit cards to meet your needs.
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Young Adult $75 Credit Card Offer

A good credit score and financial literacy can help you go further in life.

    Apply for a credit card now so you can start building your credit score and gain the skills you need to manage money effectively. To get you started, you will receive a $75 statement credit after your application has been approved.* 

    Our credit cards offer features and benefits that suit your needs and lifestyle. No matter which card you choose, you can count on: 

    • Purchase protection1 
    • Double the manufacturer warranty (up to one year)1 
    • Mobile device insurance1
    • Apple Pay, Google Pay™ and Samsung Pay® 


    We also offer tools to help you pay and manage your account online, set up recurring payments for subscriptions, and see your spending at a glance to make budgeting easier.

    This offer is available for individuals between the ages of 19 to 24* who are looking to obtain their first credit card and build credit. The offer will run from August 15, 2022 and expire on September 30, 2022. 

     

    Qualifying Prospera Credit Cards

    The below credit cards qualify for the young adult $75 statement credit offer.* Full terms and conditions apply and can be viewed here. 

    Premium

    Visa* Infinite

    When you want it all. Earn our highest level of cash back, and stay protected with built-in car rental and trip insurance.

    Features
    • Annual fee: $120.
    • Interest rate on purchases: 20.99%.
    • Points for every dollar spent: 3 for groceries, 2 for dining and entertainment, 1 for everything else.
    View details, opens in a new tab
    Basic

    Visa* Classic

    Maybe you don’t need all the bells and whistles. Save money with no annual fee and a low interest rate on purchases.

    Features
    • Annual fee: $0.
    • Interest rate on purchases: 12.99%.
    • Includes mobile device, fraud protection and purchase protection insurance.
    View details, opens in a new tab
    Basic

    Visa* Cash Back

    A free card that doesn’t skimp on the rewards.

    Features
    • Annual fee: $0.
    • Interest rate on purchases: 19.99%.
    • Earn cash rewards and get mobile device insurance
    View details, opens in a new tab
    Travel

    Visa* Travel Rewards

    Make travel dreams happen. Earn points towards flights, hotel stays, and more, and stay safe on the go with built-in car rental and trip insurance.

    Features
    • Annual fee: $99.
    • Interest rate on purchases: 19.99%.
    • Points for every dollar spent: 1 for everything.
    View details, opens in a new tab
    Low rate

    Centra Visa* Gold

    Keep costs in check with our lowest interest rate. You’ll get cash back too, plus mobile device, fraud protection, and purchase protection insurance.

    Features
    • Annual fee: $50.
    • Interest rate on purchases: 11.99%.
    • Points for every dollar spent: 1 for everything.
    View details, opens in a new tab

    How to reach us

    Call our Member Service Centre

    Toll free
    1 888 440 4480

    Monday to Friday
    8 am - 8 pm

    Saturday 9 am - 5 pm

    Contact tech support
    Send us an email

    Fill out our contact form

    Meet online or in person

    Request an appointment date and time


    View branch locations or find an ATM

    *The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.

    *Have reached the age of majority in their province/territory of residence and be 24 years old or younger during the Promotional Period. 

    *Full terms and conditions apply and can be viewed here. 

    1 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.