personal borrowing solutions

Prospera's borrowing solutions can help with the operational and growth requirements of your business.

What are you looking for?



Loans



Whether it is consolidating debt, buying a car, taking a vacation or completing some home renovations, we can help you do it.




Features and benefits:
  • Pre-approval, so that you can shop confidently and negotiate wisely;
  • Weekly, bi-weekly, or monthly payments that coincide with pay periods and are automatically withdrawn from your account for added convenience;
  • Choice of either a fixed or variable interest rate;
  • No prepayment penalties, so that you can pay loan off early;
  • Choice of one- to five-year terms, depending on the size of the loan and collateral;
  • Loan protection insurance so that you are secured in the event of an unexpected setback.




Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.


Vehicle



We'll help you buy the vehicle of your dreams with our 10-year vehicle loan. All you have to do is sit back and revel in that new-car smell.




Features and benefits:
  • Available on both new and used vehicles;
  • Five-year term;
  • Up to 10 years amortization and 100% financing available*;
  • Up to 100% financing on the purchase including warranty and taxes;
  • Life and disability insurance are available.




Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.


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* Conditions apply.



Boat/RV



With Prospera’s affordable boat and RV loans, you just may be living that new lifestyle sooner than you expected!




Features and benefits:
  • Available on both new and used boats and RVs;
  • Five-year term;
  • Up to 15 years amortization and up to 75% financing on the purchase of boats*;
  • Up to 20 years amortization and up to 100% financing on the purchase of RV*;
  • For full details regarding boats and RVs please contact us;
  • Life and disability insurance are available.




Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.


Disclaimer Expand/Collapse

* Conditions apply.

RSP



Don’t delay start contributing to your retirement savings today. Our RSP loans help you kickstart your savings.




Why get an RSP Loan?
  • Maximize your contribution by borrow funds to contribute to your RSP
  • Save on taxes by contributing more to your RRSP you reduce your taxable income
  • As long as you keep your investment with Prospera, your interest rate stays at prime
  • Maximum of $50,000 available
  • No payments for up to 120 days*. Make your first payment with your tax refund
  • Maximum 10 year amortization available*




Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.


Disclaimer Expand/Collapse

* Conditions apply.