personal borrowing solutions
What are you looking for?
Loans
Whether it is consolidating debt, buying a car, taking a vacation or completing some home renovations, we can help you do it.
Features and benefits:
- Pre-approval, so that you can shop confidently and negotiate wisely;
- Weekly, bi-weekly, or monthly payments that coincide with pay periods and are automatically withdrawn from your account for added convenience;
- Choice of either a fixed or variable interest rate;
- No prepayment penalties, so that you can pay loan off early;
- Choice of one- to five-year terms, depending on the size of the loan and collateral;
- Loan protection insurance so that you are secured in the event of an unexpected setback.
Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.
Vehicle
We'll help you buy the vehicle of your dreams with our 10-year vehicle loan. All you have to do is sit back and revel in that new-car smell.
Features and benefits:
- Available on both new and used vehicles;
- Five-year term;
- Up to 10 years amortization and 100% financing available*;
- Up to 100% financing on the purchase including warranty and taxes;
- Life and disability insurance are available.
Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.
* Conditions apply.
Boat/RV
With Prospera’s affordable boat and RV loans, you just may be living that new lifestyle sooner than you expected!
Features and benefits:
- Available on both new and used boats and RVs;
- Five-year term;
- Up to 15 years amortization and up to 75% financing on the purchase of boats*;
- Up to 20 years amortization and up to 100% financing on the purchase of RV*;
- For full details regarding boats and RVs please contact us;
- Life and disability insurance are available.
Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.
* Conditions apply.
RSP
Don’t delay start contributing to your retirement savings today. Our RSP loans help you kickstart your savings.
Why get an RSP Loan?
- Maximize your contribution by borrow funds to contribute to your RSP
- Save on taxes by contributing more to your RRSP you reduce your taxable income
- As long as you keep your investment with Prospera, your interest rate stays at prime
- Maximum of $50,000 available
- No payments for up to 120 days*. Make your first payment with your tax refund
- Maximum 10 year amortization available*
Need more?
Set-up an appointment with a Prospera Advisor to discuss your options. Our professional team of friendly, knowledgeable staff will work directly with you to provide a solution that fits your unique lifestyle.
* Conditions apply.
