Things are starting to look a little different, but the way you bank remains the same.
We have a new look and a new promise, learn more at You will continue to bank as you always have for now, using the same banking information, mobile apps and other services.

Ding Free

Our ding free® ATM

Your Prospera Credit Union debit card and personal identification number (PIN) provide access to your chequing and savings accounts (and instant cash!) at automated teller machines locally and globally. With your Prospera Credit Union debit card you have access to more than 4,000 ATMs in the EXCHANGE® Network across Canada. All ding free®.

Find a ding free® ATM near you

The EXCHANGE® Network

The EXCHANGE® Network gives you ding free® access to all BC credit unions which means that every Prospera Credit Union members can benefit from surcharge-free withdrawals via their debit card at any EXCHANGE® Network ATM province-wide.

Look for the ding free® decal at participating ATMs.

Trying to find a ding free® ATM?

The Prospera Find ATM/Branch App is free and available for iPhone®, Android™ and Apple Watch. The app highlights ATM locations for credit unions and banks belonging to the EXCHANGE® surcharge-free ATM network, with ATMs geographically located in Canada. Learn more here.

What’s a surcharge anyway?

A surcharge is a fee that the owner of an ATM charges to a user. ATMs that surcharge have a warning screen that appears before the completion of a transaction. Surcharges are not the same as transaction or account fees, and could range anywhere from $1.25 per transaction and up.

If you don’t have a debit card, visit a Prospera Credit Union branch or contact us.

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