Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Smart Chequing

Flexible and affordable, Smart Chequing is ideal if you perform a lot of transactions through a variety of channels.

Overview

$5.95
Monthly Fee

20 FREE
Transactions

2 FREE
Interac® e-Transfers



Used all 20 of your free transactions? No problem!
Additional fees for included transactions are only:


Free
Electronic transfers
$0.75
Debit card purchases
$0.75
Pre-authorized debits
$0.75
Electronic bill payments
$0.75
Direct To Me transfers
$0.75
Cheques
$0.75
In-branch withdrawals
$0.75
In-branch transfers
$0.75
In-branch bill payments
$0.75
All Canadian credit union ATM withdrawals
Free
Electronic statement (includes cheque images)


Fees



Additional transaction fees:


$2.00
Paper statement (includes cheque images)
2 free/month then $1 each
Interac® e-Transfers
$2.10
Interac® ATM withdrawals
$3.50
USA EXCHANGE® and foreign CIRRUS® ATM withdrawals
For additional service charge details, click here.







The perfect pair:
Investment Savings ⇢