Credit Cards
Whether you want maximum cash back, a versatile rewards program, full travel benefits, or simply a safe and convenient way to make purchases, we've got the right card for you.
Visit prospera.mycardinfo.com to manage your card account, make payments and redeem rewards.
Visit prospera.mycardinfo.com to manage your card account, make payments and redeem rewards.
Visa* Infinite Card
Our premium card with 2% cash back on all purchases, high-end insurance coverage and VIP benefits.
Our premium card with 2% cash back on all purchases, high-end insurance coverage and VIP benefits.
- 2% back in cash back, travel or merchandise1
- $5,000,000 emergency healthcare coverage4
- Exclusive VIP benefits
- $120 annual fee
- 19.9% fixed interest rate
Visa* Cash Back Card
A free card that doesn’t skimp on the rewards.
A free card that doesn’t skimp on the rewards.
- 1% back in cash back, travel or merchandise1
- Double points at gas stations1
- Mobile device insurance3
- No annual fee
- 19.9% fixed interest rate
Visa* Centra Gold Card
Want our lowest rate card with rewards? Have it all with our Visa Centra Gold card.
Want our lowest rate card with rewards? Have it all with our Visa Centra Gold card.
- 1% back in cash back, travel or merchandise1
- $50 annual fee
- 9.9% fixed interest rate
Visa* Student Card
With no annual fee and a low interest rate, this card fits nicely into the wallet of any budget-conscious student.
With no annual fee and a low interest rate, this card fits nicely into the wallet of any budget-conscious student.
- Mobile device insurance3
- No annual fee
- 11.9% fixed interest rate
Visa* Classic Card
A basic low-rate card that will get you where you need to go.
A basic low-rate card that will get you where you need to go.
- Mobile device insurance3
- $30 annual fee
- 11.9% fixed interest rate
FlexRate Mastercard✝
Enjoy 1% cash back plus an interest rate that gets lower as your credit rating improves.
Enjoy 1% cash back plus an interest rate that gets lower as your credit rating improves.
- 1% back in cash back, travel or merchandise1
- Mobile device insurance3
- $40 annual fee
- Prospera Prime Rate + 6.9% to 15.9% variable interest rate
Visa* Travel Rewards Gold Card
With double points for purchases in foreign currencies and comprehensive travel insurances, this card is ideal for frequent travellers.
With double points for purchases in foreign currencies and comprehensive travel insurances, this card is ideal for frequent travellers.
- 1% back in cash back, travel or merchandise1
- 2% back on purchases in foreign currencies1
- $99 annual fee
- 19.9% fixed interest rate
Visa* US Dollar Card
Enjoy 1% cash back on US dollar purchases plus extensive insurance coverage when travelling.
Enjoy 1% cash back on US dollar purchases plus extensive insurance coverage when travelling.
- 1% back in cash back, travel or merchandise1
- $50 US annual fee
- 19.9% fixed interest rate
- REWARDS
Eligibility for rewards and/or account credit is subject to the terms and conditions of the FlexRewards program. For full terms and conditions, visit collabriacreditcards.ca/prospera. - ZERO LIABILITY
Zero Liability applies to your purchases made with your credit card in the store, over the telephone, online or via a mobile device. As a cardholder, you will not be held responsible for unauthorized transactions if:
A) You have used reasonable care in protecting your card from loss or theft; and B) You have reported to Cardholder Services at 1.855.341.4643 (Canada and U.S.) or 1.647.252.9564 (International Collect) when you knew that your credit card was lost or stolen.
If you believe there has been unauthorized use on your account and you meet the conditions above, you are protected by Zero Liability. If you do not meet the conditions above, please reference your Cardholder Agreement for additional information regarding liability. - INSURANCE
Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries and affiliates carry on business in Canada under the name of Assurant Solutions®. ®Assurant Solutions is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/prospera. Insurance coverage is subject to change. - INSURANCE
Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract or insurance certificate available online at collabriacreditcards.ca/prospera. Some conditions and restrictions apply. Insurance coverage is subject to change. - 24/7 TRAVEL INSURANCE
24/7 Travel Assistance is provided by Desjardins Financial Security Life Assurance Company. This document is provided for information purposes only. For details of the coverage, refer to the insurance contract available online at collabriacreditcards.ca/prospera. Eligibility is conditional on the card account being active and in good standing. Coverage is subject to change.
The products, features, benefits and rewards are valid as of July 1, 2017 unless otherwise noted and are subject to change.
*The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.
†The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.