Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Sending a Wire Transfer

The following information needs to be provided from the beneficiary:

Beneficiary Information
This is the individual person or business who will receive the funds.

  • Full name or full business name including Ltd, Inc., or Co. for business
  • Date of birth (if an individual)
  • Full address including postal/ZIP code (no P.O. Box number)
  • Phone number
  • Account number

Receiving Bank Information
This is the beneficiary’s bank where their account is held.

  • Full name of the Financial Institution or bank
  • Full address including postal/ZIP code (no P.O. Box number)
  • Phone Number
  • Receiving Bank in:
    • Canada: Transit Number
    • US: ABA Number or SWIFT Code/BIC Code
    • United Kingdom, Channel Islands, Ireland: SORT Code
    • Other Countries: SWIFT Code/BIC Code
    • Note: SWIFT Code/BIC Code is 8 or 10 characters long
  • Some Countries also require an International Bank Account Number or have additional requirements, please check the IBAN Countries list and the Countries with Additional Requirements list for the receiving bank’s country and provide the required information if applicable.

Intermediary Bank Information
This is a bank that the funds will be sent through to get to the receiving bank. This is needed when sending funds in a currency different than the currency of the country the receiving bank is in.

  • Full name of the Financial Institution or bank
  • Address: City & Country
  • SWIFT Code/BIC Code is 8 or 10 characters long

Please see our service charge bulletin for sending wire transfers. Please note, often the beneficiary and intermediary financial institutions will deduct fees prior to the wire transfer reaching the beneficiary. Unfortunately, we don’t have control over those fees or what they may be.

 

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