About Online Banking

Prospera Online banking gives you access to your business and personal Prospera accounts 24-hours a day, seven days a week. And since the worldwide web doesn't close at the end of business day, we have a pretty good feeling your three favourite letters are soon to be the same as ours, "w", "w", and "w".

Some of the features of online banking include:

Direct Banking Alerts

The “my alerts” feature allows you to sign up/register for four direct banking alerts which will notify you via text message and/or email about specific activities on your account. These alerts will assist in monitoring your account for un-authorized activities and allow you to notify Prospera immediately should you feel your account has been compromised. These alerts include:

  • Login alert – notifies members when someone logs in to online banking
  • Password change alert – notifies members when someone changes the online banking password
  • New payee added alert – notifies members when someone adds a new bill payment vendor through online banking
  • New Interac e-Transfer recipient added alert – notifies members when someone adds a new Interac e-Transfer recipient through online banking
  • Contact change alert – this alert notifies you when an email or phone contact is disabled or deleted in your registered profile.
  • Alert change – this alert notifies you when an active alert is modified or deleted from within your direct banking alert set-up.

Online Money Transfers

  • INTERAC E-Transfer is a fast and secure way to send or receive money in real-time to anyone with a mobile phone and/or email address and a Canadian deposit account. The service uses email and/or text message to notify the recipient that a transfer has been sent and best of all, you don't have to share financial account information - participating financial institutions will transfer the funds using established and secure banking processes.
    Learn more
    Frequently Asked Questions
  • Direct to Me gives you the ability to transfer money between your Prospera account and your account at any other Canadian Financial Institution.
    Frequently Asked Questions
    Set-up Direct to Me today


Open An Account new accounts including chequing, investment savings and term deposits can now be opened online.

Mobile Web Banking - Visit www.prospera.ca/m with your smart phone to bank securely from virtually anywhere. Managing your money is easy: check account balances; view transaction history; pay bills; transfer funds; find a branch/ATM or contact us!
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Frequently Asked Questions

Mobile Banking allows you to check your Prospera account balance from anywhere, at anytime using your cell phone. Log into online banking and go to account services in the left side navigation and choose manage mobile banking.

To ensure compatibility, please make sure your phone is less than 5 years old, supports text messaging and is from a Canadian mobile carrier. Once registered, accessing your account is as simple as entering a short code exclusive to Prospera called MYCASH.

Frequently Asked Questions
Register for Mobile Banking today

Transaction Filters and Searches - Easily find the transaction you're looking for. Transactions can be filtered by deposits, withdrawals, cheques, ATM and POS transactions and bill payments. Search transactions by text, amount, reference number and cheque number.

Electronic Statements (E-Statements) - View your electronic statement online each month. Previous electronic statements are also available for your viewing pleasure.

Download Account Activity - Download to many popular accounting software packages: MS Money, Quickbooks, Quicken and Simply Accounting. Or export to spreadsheets and other applications. PDF format is also available.

Pay bills - Paying your bills online has never been easier. Immediate and future dated bill payments can be made. Future dated payment can be viewed and cancelled. And, what's more, pay multiple bills at one time. Need to add or delete a vendor? It's simple in online banking.

Transfer Money - Easily move money between accounts and to loans and mortgages. Transfers can be immediate, recurring and future-dated. Future-dated and recurring transactions can be viewed, edited and cancelled. You can also transfer money to other membership numbers.

Report a lost or stolen MEMBER CARD® debit card - Immediately prevent any use of a lost or stolen MEMBER CARD® debit card by reporting it online at prospera.ca.

Epost Mail Services - Save time with epost Mail Service. Register for epost and receive your bills online.  Click the pay button and you'll be automatically redirected to bill payments where the payee and bill amount will be pre-populated. You can add or delete epost mailers and view and save epost mail.

CRA (Canadian Revenue Agency) Business members can make payments including GST 34 and 58, payroll and source deduction, and Corporation Tax.

Sign Up if you're not using online banking, visit the closest Prospera branch and a staff member will issue you a secure, temporary, online password on the spot.


See Prospera Business Accounts or Prospera Personal Accounts for how cost effective online banking can be.

For more information:



Login To Online Banking