Manage Cash Flow

Overdraft Protection

We understand the difficulties of running a local business – things get busy! Which is why we are proud to offer Overdraft Protection on all of our Business Chequing accounts.



Overdraft protection is the perfect solution to:
  • Avoid NSF fees
  • Cover short-term gaps in cash flow
  • Maintain supplier relations knowing your payments will clear




$5 monthly fee charged if the overdraft is used, no fee is charged during a month where the overdraft was not used. See our rates page for current overdraft interest rates.


Operating Line of Credit

An Operating Line of Credit from Prospera is a great tool for financing new equipment, increasing inventory or simply being ready for unexpected expenses.



Features and benefits:
  • Expand your business without dipping into your personal savings
  • Be prepared for seasonal fluctuations in cash flow
  • Competitive interest rates
  • Only pay interest on the funds you use
  • Safeguard your business with a protection plan




Prospera makes it easy to apply for a Business Line of Credit of up to $50,000 online!


Need more?
Set-up an appointment with a Prospera Business Account Manager to discuss your options. Our professional team of friendly, knowledgeable account managers will work directly with you to provide a solution that fits your unique business.


Credit Cards

Limitless rewards for running your business.



Features and benefits:
  • Get maximum cash back
  • Earn rewards with our versatile program
  • Manage business transactions
  • Earn up to 2% cash back