Effective January 1, 2020, Westminster Savings and Prospera Credit Union officially merged. The two credit unions are now one legal entity – Prospera Credit Union. In the months ahead, we will be launching our new brand and will be revising all materials including our website. We appreciate your patience during this transitional period.

Strictly Business Savings

A simple pay-per-use savings account.

Overview

FREE
Monthly Fee

PAY-PER-USE
Transactions

EARN
Monthly Interest



Interest
Calculated daily on your closing balance and paid monthly. Balances below $25,000 will earn the corresponding rate on the entire balance. Balances of $25,000 and over will earn the corresponding rate on the portion of the balance within the posted tier.
Visit our rates page for details.


Cost of transactions:


Free
Electronic statement (includes cheque images)
Free
Pre-authorized credits
$1.00
Deposits
$1.00
Withdrawals
$1.00
Transfers - in branch
$1.00
Transfers - electronic
$1.00
All Canadian credit union ATM withdrawals

Fees



Additional transaction fees:


$2.00
Paper statement
$1.00
Interac® e-Transfers
$1.50 + $1.00
Interac® ATM withdrawals
$2.45 + $1.00
USA EXCHANGE® and foreign CIRRUS® ATM withdrawals
$1.00
Point of sale transactions
$1.00
Pre-authorized debits
$1.00
Bill payments - in branch
$1.00
Bill payments - electronic
$7.00
Official cheque
$10.00
US draft


For additional service charge details, click here.







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The perfect pair:
Pay-As-You-Go Chequing