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Wire Transfers

Money and wire transfers are a safe and convenient way to transfer money around the world. Canadian and international fund transfers ensure the secure arrival of your money and are deposited to the payee’s account at their financial institution - often arriving on the same business day.

What you should know about wire transfers:

How long it takes wire transfers to arrive at the payee’s financial institution varies based on the time of the day you send the wire and the destination. Generally, wires within Canada take less time than wires sent to or from international destinations.

Often the intermediary financial institutions handling wire transfers deduct a fee from the wire transfer amount before it arrives at the payee’s financial institution. Unfortunately, Prospera has no control over these fees nor are we notified in advance if a fee will be deducted.

Prospera Wire Transfer Charges:

Currency Destination Fee
CAD To a Canadian Financial Institution $30.00 CAD
CAD To an International Financial Institution $30.00 CAD
USD To a US Financial Institution $30.00 USD
USD To a Canadian or International Financial Institution $30.00 USD
Foreign Currencies To any Financial Institution $30.00 CAD
CAD Incoming Canadian and Foreign transfers $12.00 CAD
CAD Incoming US Dollar transfers $12.00 USD

For more information visit one of our 16 branches or call our contact centre at 1.888.440.4480.


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