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Prospera offers a range of credit cards to meet your needs.


Enjoy peace of mind with a no-fee 3.9% balance transfer

Paying down existing debt just got easier!

Want to feel good about reducing your credit card balance?

You can pay down your other credit card balances quicker when you transfer them to a 3.9% interest rate for six months, with no-fee!+ 

By taking advantage of this special rate, you’ll get to: 

  • Consolidate your balances and pay only one interest rate on balances 
  • Save on annual fees from multiple cards
  • Enjoy this 3.9% balance transfer rate on as many balance transfers as your credit card limit allows for six months from the date of transfer 


This offer is available from January 1, 2023 and expires on December 31, 2023

Transfers must be of $500 value or more.

Here's how you can take advantage of this offer: 

Existing card holders:

  1. Log on to MyCardInfo
  2. Select Account Services, then Balance Transfer 
  3. Follow the prompts to initiate your balance transfer 


New card holders:

  1. Apply for an eligible credit card (all personal and business Prospera Visa credit cards are eligible for the offer with the exception of the Visa* US Dollar)
  2. Once you receive and activate your new card, follow above steps for existing card holders.


There are no fees for balance transfers to your Prospera credit card.

Questions? We’re here to help. Talk to a Prospera representative who can walk you through the process by contacting us at one of the ways below.

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.

*Trademark of Visa Int., used under license.

® Mastercard and World Mastercard are registered trademarks of Mastercard International Incorporated.

All other trademarks are the property of their registered owners.

+Offer available from January 1, 2023 to December 31, 2023. 


+View full terms and conditions, here. Only card products listed above are eligible for the offer.